What types of car finance are available for an Aston Martin in the UK?

When financing an Aston Martin in the UK, you typically have three main car finance options: PCP (Personal Contract Purchase), HP (Hire Purchase), and Lease Purchase. PCP offers lower monthly payments by deferring a significant portion of the cost into a final balloon payment, with the option to return the car. HP involves paying off the full value of the car over the term, leading to outright ownership, while Lease Purchase combines elements of both, with a mandatory final balloon payment and no option to return. Prefinance can compare all these car finance types from specialist providers. Our brokers finance all Aston Martin models from a vintage DB5 through to a modern DBX, Vantage, Vanquish or even the 217MPH Valhalla.

How can Prefinance help me find better Aston Martin car finance deals than a dealership?

Prefinance acts as a comparison service, connecting you with multiple specialist finance brokers who offer competitive Aston Martin car finance deals. Dealers often have limited finance options and higher APRs, with our data showing an average dealer APR of 10% for Aston Martins, and some reaching as high as 12.1%. By using Prefinance, you can access a wider panel of lenders, potentially securing a lower car finance interest rate and saving money on your monthly payments, with our average APR being 8.9%.

Can I get no-deposit finance for an Aston Martin?

Yes, it is often possible to secure no-deposit finance for an Aston Martin, depending on your credit profile and the specific car finance quote. While a deposit can reduce your monthly payments and overall interest, many specialist lenders understand the desire for flexibility. Our comparison service can help you explore no-deposit car finance options across various providers, allowing you to choose the car finance deal that best suits your financial situation.

What is the average monthly saving on Aston Martin finance with Prefinance?

Based on real customer data, Prefinance users typically see significant savings on their Aston Martin finance. While the average dealer monthly payment is around £1404, our average monthly payment for an Aston Martin is £1354. This translates to an average monthly saving of £49, thanks to our ability to compare multiple specialist brokers and find more competitive car finance interest rates. Over the term of your agreement, these savings can add up considerably.

How does a balloon payment work with Aston Martin PCP finance?

In Aston Martin PCP finance, a balloon payment is a large, deferred sum that represents the car's predicted residual value at the end of the agreement. This payment allows for lower monthly installments throughout the term. At the end of the PCP finance agreement, you have three options: pay the balloon payment to own the car, return the car (subject to mileage and condition agreements), or use any equity towards a new finance deal. The accuracy of this residual value is key to effective PCP car finance calculator results.

Can I settle my Aston Martin finance agreement early?

Yes, whether you have a PCP, HP, or Lease Purchase agreement for your Aston Martin, you can request an early settlement figure at any time. Our specialist lenders provide clear and transparent terms for early settlement. You will typically receive a rebate of interest on the remaining term, as per FCA regulations, which can be beneficial if you wish to upgrade or change your vehicle sooner than planned.

How does the Prefinance car finance calculator work for Aston Martins?

Our car finance calculator allows you to input details about your desired Aston Martin and adjust parameters like deposit amount and finance term. It then uses real-time data from our panel of specialist brokers to provide you with a personalised car finance quote. This tool helps you quickly compare potential monthly payments and car finance interest rates, giving you a clear picture of your car finance options before you even visit a showroom. It's an excellent way to estimate your PCP finance calculator results.

Is it possible to finance older Aston Martin models?

Yes, it is definitely possible to finance older Aston Martin models, especially through specialist finance providers. While some mainstream lenders might have age restrictions, our panel of brokers often caters to classic or more mature high-value vehicles. We understand that an older Aston Martin can be a significant investment, and our comparison service can help you find suitable supercar finance options for these unique cars. Many older cars won't qualify for PCP, but lease purchase can do a similar job.

What is the representative APR for Aston Martin finance through Prefinance?

The representative APR for Aston Martin finance through our panel of specialist brokers starts from 7.9%, with a representative APR of 8.9%. This is significantly lower than the average dealer APR of 10% we've observed for Aston Martins, and well below the highest recorded dealer APR of 12.1%. Our goal is to connect you with competitive car finance interest rates that can lead to substantial savings on your overall finance cost.

Should I arrange Aston Martin finance before or after visiting a showroom?

Arranging your Aston Martin finance with Prefinance before visiting a showroom puts you in a much stronger negotiating position. By having a pre-approved car finance quote, you know exactly what you can afford and what your monthly payments will be. This allows you to focus purely on the car and avoid potentially less favourable dealer finance offers, giving you peace of mind and the potential for greater savings. If the dealer's rate is cheaper, at least you know you have a great deal!

Best finance dealsAston Martin

The best Aston Martin finance deals in 2026

You can use our Aston Martin finance calculator to find the best payments on any model - using a URL, a registration number or just the make and model. Aston Martin dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the car on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%

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Why choose Aston Martin?

Photo of Aston Martin driving down a British country road

Aston Martin is a name synonymous with luxury and high performance and has a history dating back to 1913. This iconic British manufacturer has built a formidable reputation for building exquisite GT and sports cars (plus the new DBX SUV) that blend breathtaking design with potent engineering, as seen from their recent move back into F1. Positioned firmly in the ultra-luxury segment, Aston Martin vehicles are distinguished by their handcrafted interiors, powerful engines, and a blend of elegance and aggression.

Financing an Aston Martin can be expensive of course. Astons don't hold their value as well as a Ferrari. But you're buying a bespoke car, so you need bespoke finance.

While traditional dealership finance is an option, specialist brokers can offer competitive rates, with options starting from 7.9% APR (representative 8.9% APR). These favourable rates, combined with the brand's reputation for quality and desirability, can make acquiring an Aston Martin more attainable than many might assume.

We recommend comparing different finance types as well as rates. Whilst Lease Purchase might suit some, PCP may be able better option for others. And there is always traditional Hire Purchase too. With three different finance types to choose from and various lender rates to take into account, getting a specialist broker to do the legwork could save you many thousands on the cost of your Aston Martin.

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Aston Martin finance calculator

Rates from 7.9% APR.
Work out the monthly payments on any Aston Martin with our free PCP and HP calculator. Why accept a high 12.10% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £49.42 per month on used Aston Martin finance deals.

		Average dealer
Representative APR	8.90%	9.99%
Monthly payment	£1,354	£1,404
Total payable	£55,203	£57,035
Monthly saving	£49	N/A

Statistics based on a sample size of 7 real Aston Martin finance calculations and comparisons from 12/1/2025 to 2/12/2026. Data last updated on 2/12/2026

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Which Aston Martin is right for you?

Here is a selection of the most popular Aston Martin models to finance. Can’t find what you’re looking for? You can compare PCP and HP finance on the exact model you’re interested in here.