The best Porsche finance deals in 2026

Porsche is one of the few brands where every model in the range holds its value well enough to make used finance genuinely attractive. Except maybe the Taycan! Whether you're looking at a 911 for the weekend, a 718 Cayman for the B-roads, a Cayenne or Macan for the family, or a Taycan for the low tax, you're buying a car that retains its worth better than most of the market. That residual strength benefits finance buyers directly - but only if you're paying the right rate to begin with. Porsche Financial Services quotes a representative 9.9% APR on approved used stock, with some models at 10.9% or even 11.8% APR ,and independent dealers can charge more. Through Prefinance, specialist brokers offer rates from 8.1% APR (representative 8.9% APR) on vehicles over £40,000. Our data from real Porsche comparisons shows an average saving of £86.50 per month - a total average saving of £4,072 over the term. Use our Porsche finance calculator to see what you'd actually pay on the car you're looking at.

The Most Popular Used Porsches on Finance

Porsche's range is split between sports cars and SUVs. Here's what to know when financing the five most popular models.

Porsche 911

The 911 is the car that defines Porsche, and the used market spans everything from accessible 997-generation Carreras at around £40,000 to six-figure 992 Turbo S and £300k GT3 models. That breadth means finance isn't one-size-fits-all. Standard Carrera and Carrera S models follow a typical depreciation curve and work well on PCP, where strong residual values keep monthly payments competitive. GT3, GT3 RS, and Turbo variants behave differently - many hold their value or appreciate, making PCP's conservative GFV figures less representative of reality. For these cars, HP or Lease Purchase often makes more sense because you avoid paying interest on a deferred balloon that understates the car's true worth.

The 911 attracts enthusiast buyers who know exactly what they want, and that focus can sometimes mean accepting the first finance quote without shopping around. On a car worth £80,000 to £250,000, even a small rate difference produces significant monthly savings. Check the numbers for your specific car on our Porsche PCP rates calculator, or browse the 911 finance deals page.

Porsche 718 Cayman and Boxster

The 718 is widely regarded as one of the best driver's cars in production, and the used market offers excellent value - particularly now that production has ended to make way for the electric successor. (Or maybe not now!) Prices start from around £35,000 for early 2.0-litre four-cylinder models and climb past £100,000 for the GT4 RS. The sweet spot for many buyers is the GTS 4.0, with its naturally aspirated flat-six engine, sitting between £55,000 and £80,000 used.

The 718's position at the more accessible end of the Porsche range means some early models sit close to or below the £40,000 mark, where the starting rate through Prefinance moves to 8.9% rather than 7.9%. Above that threshold - which covers the majority of S, GTS, and GT4 models on the market - the 7.9% rate applies and the savings against a dealer quoting 9.9% or more add up quickly over a four-year term. PCP suits buyers who plan to change cars, while HP is the better fit for those buying a specific variant they intend to keep. Explore the 718 Cayman finance deals page for current rates.

Porsche Taycan

The Taycan proved that Porsche could build an electric car that still felt unmistakably like a Porsche. The range spans the rear-wheel-drive base model through the 4S, GTS, Turbo, and Turbo S, with the Sport Turismo estate offering a more practical body style. Used prices start from around £30,000 for early base models and climb beyond £120,000 for Turbo S variants with low mileage.

EV residual values went through a turbulent period across the market, and the Taycan wasn't immune - early depreciation was steeper than many expected. Values have since stabilised, and the car's charging speed, range, and driving dynamics keep demand consistent. For finance buyers, the key consideration is that lenders tend to set conservative GFV figures on electric models, which can make PCP monthly payments higher than you might expect for the sticker price. Comparing rates through Prefinance is particularly worthwhile on the Taycan because not all lenders price EV risk the same way - the variation between quotes from different brokers can be wider than on petrol Porsches. See the Taycan finance deals page for current options.

Porsche Cayenne

The Cayenne is Porsche's full-size SUV and the car that, controversially at launch, ended up saving the company's finances and funding everything that came after it. Two decades on, it's an established part of the range and a popular used buy for families who want Porsche performance in a practical package. Used prices range from around £30,000 for earlier third-generation models to £90,000+ for low-mileage Turbo GT and Cayenne E-Hybrid variants. Latest facelift 4.0 Hybrids with the 25.9Kwh battery can go up to a whopping £150k!

The Cayenne's spread of values means finance product choice matters. PCP works well for standard Cayenne and Cayenne S buyers who change cars every three to four years - residual values are solid, and the GFV figures lenders set tend to be reasonable. HP suits buyers at either end of the price spectrum - those buying an older, more affordable Cayenne they plan to run for years, and those buying a high-spec Turbo or GTS they intend to keep. Lease Purchase is worth considering on upper-range Cayenne models where the buyer is confident the car will hold its value and wants the lowest possible monthly cost. Whatever Cayenne you're looking at, use our Porsche finance calculator to compare before you visit the dealer.

Porsche Macan

The Macan is Porsche's compact SUV and consistently its best-selling model worldwide. It sits below the Cayenne in size and price, competing with the BMW X3 M40i and Mercedes-AMG GLC. Used prices range from around £25,000 for early models to £65,000+ for the Macan GTS and Macan T in recent spec. The all-electric Macan has now launched, and early used examples of the new generation have begun appearing in showrooms.

The Macan is one of the more accessible Porsches on finance, and at the lower end of the used market some models sit below the £40,000 threshold - meaning the starting rate through Prefinance is 8.9% rather than 7.9%. Above £40,000, which covers the majority of GTS, Turbo, and late-model S variants, the from 7.9% rate applies, although that doesn't apply to all lenders. Often the lowest payment sits with the lender with the strongest residuals, not the lowest rates. The Macan is overwhelmingly bought on PCP because most Macan owners change cars regularly and value the flexibility to hand it back or trade in at the end of the term. HP is the alternative for buyers who cover high annual mileage and don't want to deal with PCP's excess mileage charges.

Why Porsche Buyers Should Compare Finance Before Buying

Porsche Financial Services offers a solid product, but the 9.9% representative APR on approved used stock is not the best rate available to most buyers. Independent dealers and supercar specialists set their own rates, and it's common to see APRs of 11% to 12% on used Porsches at the point of sale. Through Prefinance, the specialist brokers we compare offer rates starting from 7.9% on vehicles over £40,000 - and on a car worth £50,000, £80,000, or more, that rate gap translates into real money.

The reason comparing through Prefinance produces better rates is simple: more competition. A single dealer or broker gives you a single quote from their own lender panel. Prefinance compares quotes from multiple specialist brokers, each with access to different lenders. You see the rates side by side, choose the one that works, and deal directly with that broker. The initial comparison uses a soft credit check, so there's no impact on your credit score. The car stays the same. The dealer stays the same. You just pay less for the finance.

PCP, HP, or Lease Purchase: Which Suits Your Porsche?

PCP is the most popular product across the Porsche range because most Porsche buyers change cars regularly and want the flexibility to hand the car back, trade in, or pay the balloon at the end of the term. Porsche's strong residual values support competitive PCP monthly payments, and the GFV provides downside protection if the market softens.

HP delivers the lowest total interest cost and suits buyers who plan to keep their Porsche long-term. There's no balloon at the end, no mileage restrictions, and the car is yours after the final payment. It's particularly popular with 911 GT3 and 718 GT4 buyers - enthusiasts who buy a specific car and intend to hold onto it.

Lease Purchase produces the lowest monthly payments by setting a higher balloon than PCP's GFV, but that balloon isn't guaranteed by the lender. It suits HNW buyers - often business owners - who want minimal monthly outgoings and are comfortable managing the balloon at the end, whether through refinancing, settlement, or part-exchange. Lease Purchase is most commonly used on higher-value Porsches: Cayenne Turbo, 911 Turbo, and similar models where the amounts involved are large enough to make the lower monthly payment a genuine advantage.

Compare Used Porsche Finance Deals

Whatever Porsche you're considering - from a Macan for the daily commute to a 911 GT3 for the track, from a Taycan for the future to a Cayenne for the family - compare your finance options before you sign anything. Visit the Porsche finance deals page to browse rates across the range, or go straight to our Porsche PCP rates calculator to get a personalised comparison on the specific car you've found. Rates start from 7.9% APR on vehicles over £40,000 and from 8.9% APR below that. No obligation, no hard credit check, and it takes minutes.

Prefinance is a car finance comparison service, not a broker or lender. We work with a panel of specialist finance brokers who can offer competitive rates from 7.9% APR (representative APR 8.9%). Finance is subject to status. UK residents aged 18 and over only.