The best used Audi A5 finance deals
Use our Audi A5 finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Audi dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the A5 on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.
Why choose an Audi A5?
The used Audi A5 carves out a unique and highly desirable niche in the pre-owned luxury coupe and sportback market. It's a standout choice for discerning buyers who crave a sophisticated blend of elegant design, engaging performance, and premium comfort without the new car price tag. Perfect for individuals or small families seeking a stylish daily driver that can also thrill on a winding road, the A5 offers an experience that truly elevates the everyday commute.
Under the hood, most used A5 models feature a potent 2.0-liter turbocharged four-cylinder engine, often delivering around 200-250 horsepower, allowing for brisk acceleration (0-60 mph in the mid-5 second range for many models). Audi's legendary Quattro all-wheel-drive system provides exceptional grip and confident handling in various conditions, while the precise steering makes for an engaging drive. Inside, the A5 exudes luxury with high-quality materials, comfortable seating, and an intuitive MMI infotainment system, often featuring Apple CarPlay/Android Auto and a Bang & Olufsen sound system on higher trims. As a used purchase, the A5 represents excellent value, offering a significant saving over new while still providing a premium ownership experience and strong residual values. Its timeless design and robust engineering ensure it remains a head-turner and a joy to drive for years to come.
Financing an A5:
The Audi A5 isn't just a statement in design and performance; it's a smart choice for financing, especially with its impressive residual values and enduring desirability. These factors directly benefit customers opting for PCP (Personal Contract Purchase) finance, as stronger residual values can lead to lower monthly payments.
We make financing your A5 accessible and transparent, with APR rates starting from a competitive 7.9% and a representative APR of 8.9%. Our flexible terms mean we can fund a wide range of Audi A5 models, regardless of age. We leverage advanced comparison technology to connect you with the ideal lender for your chosen vehicle, ensuring you get the best possible deal. Discover how affordable your dream Audi A5 can be – try a comparison today!
Audi A5 finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Audi A5 with our free PCP and HP calculator. Why accept a high 18.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £54.46 per month on used Audi finance deals.
 | Average dealer | |
|---|---|---|
| Representative APR | 8.78% | 12.09% |
| Monthly payment | £545 | £600 |
| Total payable | £25,852 | £28,472 |
| Monthly saving | £54 | N/A |
Statistics based on a sample size of 293 real Audi finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026
Get an instant estimate
Latest Audi A5 finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
32,151 miles 26th Sep 2026 More details | £23,690 £2,369 deposit over 48 months | 8.9% | £331.05 | £11,447.50 | £65.07 |
42,116 miles 24th Sep 2026 More details | £20,495 £2,050 deposit over 48 months | 8.9% | £289.38 | £9,737.50 | £31.40 |
43,537 miles 23rd Sep 2026 More details | £22,096 £2,210 deposit over 48 months | 8.9% | £314.11 | £10,378.75 | £48.18 |
33,314 miles 23rd Sep 2026 More details | £25,996 £2,600 deposit over 48 months | 8.9% | £398.87 | £10,568.75 | £41.11 |
43,537 miles 23rd Sep 2026 More details | £22,096 £2,210 deposit over 48 months | 8.9% | £314.11 | £10,378.75 | £48.18 |
14,250 miles 23rd Sep 2026 More details | £26,400 £2,650 deposit over 48 months | 8.9% | £378.07 | £12,231.25 | £64.63 |
47,660 miles 23rd Sep 2026 More details | £23,400 £2,350 deposit over 48 months | 8.9% | £346.73 | £10,188.75 | £56.32 |
7,531 miles 23rd Sep 2026 More details | £25,330 £2,533 deposit over 48 months | 8.9% | £354.99 | £12,183.75 | £55.61 |
2.0 TFSI 204 Edition 1 4dr S Tronic 20th May 2026 More details | £39,995 £9,000 deposit over 48 months | 8.9% | £412.37 | £20,500 | £61.21 |
2.0 TFSI 204 Edition 1 4dr S Tronic 20th May 2026 More details | £39,995 £8,000 deposit over 48 months | 8.9% | £789.47 | N/A | £71.64 |
Black Edition 20,362 miles 1st May 2026 More details | £31,630 £3,163 deposit over 48 months | 8.9% | £702.42 | N/A | £42.98 |
Black Edition 20,362 miles 24th Apr 2026 More details | £31,690 £4,000 deposit over 48 months | 8.9% | £412.55 | £15,841.25 | £69.43 |
Black Edition 20,362 miles 24th Apr 2026 More details | £31,690 £3,169 deposit over 48 months | 8.9% | £703.75 | N/A | £43.08 |
Black Edition 12,124 miles 22nd Apr 2026 More details | £28,799 £4,000 deposit over 48 months | 8.9% | £383.23 | £13,418 | £45.97 |
Black Edition 12,124 miles 22nd Apr 2026 More details | £28,799 £4,000 deposit over 48 months | 8.9% | £383.23 | £13,418 | £45.97 |
Black Edition 12,124 miles 22nd Apr 2026 More details | £28,799 £2,880 deposit over 48 months | 8.9% | £639.54 | N/A | £34.09 |
Black Edition 12,124 miles 22nd Apr 2026 More details | £28,799 £2,880 deposit over 48 months | 8.9% | £639.54 | N/A | £34.09 |
2.0 TDI 35 Black Edition Sportback S Tronic Euro 6 (s/s) 5dr 46,415 miles 12th Apr 2026 More details | £26,995 £3,000 deposit over 48 months | 8.9% | £367.23 | £13,182 | £59.44 |
2.0 TFSI 40 S line S Tronic Euro 6 (s/s) 2dr 17,268 miles 28th Mar 2026 More details | £27,390 £4,000 deposit over 48 months | 8.9% | £330.43 | £14,392.50 | £73.29 |
2.0 TFSI 40 Black Edition S Tronic Euro 6 (s/s) 2dr 20,362 miles 20th Mar 2026 More details | £31,750 £4,000 deposit over 48 months | 8.9% | £412.35 | £15,936.25 | £67.96 |
2.0 TFSI 40 Black Edition S Tronic Euro 6 (s/s) 2dr 20,362 miles 20th Mar 2026 More details | £31,750 £4,000 deposit over 48 months | 8.9% | £412.35 | £15,936.25 | £67.96 |
2.0 TFSI 40 Black Edition S Tronic Euro 6 (s/s) 2dr 20,362 miles 15th Mar 2026 More details | £31,950 £4,000 deposit over 48 months | 8.9% | £428.90 | £15,292.15 | £67.42 |
2.0 TFSI 40 Black Edition S Tronic Euro 6 (s/s) 2dr 20,362 miles 15th Mar 2026 More details | £31,950 £3,195 deposit over 48 months | 8.9% | £449.11 | £15,292.15 | £62.35 |
2.0 TFSI 40 Black Edition S Tronic Euro 6 (s/s) 2dr 13,044 miles 14th Mar 2026 More details | £30,120 £4,000 deposit over 48 months | 8.9% | £401.62 | £14,245.15 | £48.55 |
2.0 TFSI 40 S line S Tronic Euro 6 (s/s) 2dr 15,401 miles 22nd Feb 2026 More details | £26,990 £4,000 deposit over 48 months | 8.9% | £332.67 | £13,703.75 | £71.63 |
2.0 TFSI 40 Black Edition S Tronic Euro 6 (s/s) 2dr 17,714 miles 16th Feb 2026 More details | £29,850 £4,000 deposit over 48 months | 8.9% | £411.40 | £13,318.03 | £47.27 |
2.0 TFSI 40 Black Edition S Tronic Euro 6 (s/s) 2dr 20,362 miles 16th Feb 2026 More details | £32,390 £4,000 deposit over 48 months | 8.9% | £428.43 | £15,936.25 | £69.21 |
2.0 TFSI 40 S line S Tronic Euro 6 (s/s) 2dr 8,657 miles 16th Feb 2026 More details | £30,968 £4,000 deposit over 48 months | 8.9% | £402.07 | £15,413.75 | £33.98 |
2.0 TFSI 40 S line S Tronic Euro 6 (s/s) 2dr 15,401 miles 16th Feb 2026 More details | £26,990 £4,000 deposit over 48 months | 8.9% | £332.67 | £13,703.75 | £71.33 |
2.0 TFSI 40 S line S Tronic Euro 6 (s/s) 2dr 15,401 miles 16th Feb 2026 More details | £26,990 £2,699 deposit over 48 months | 8.9% | £365.37 | £13,703.75 | £67.53 |
2.0 TFSI 40 Black Edition S Tronic Euro 6 (s/s) 2dr 18,239 miles 16th Feb 2026 More details | £32,450 £3,245 deposit over 48 months | 8.9% | £457.41 | £15,461.25 | £50.97 |
2.0 TFSI 40 Black Edition S Tronic Euro 6 (s/s) 2dr 17,714 miles 15th Feb 2026 More details | £29,850 £4,000 deposit over 48 months | 8.9% | £421.56 | £12,749.18 | £46.71 |
Black Edition 17,714 miles 8th Feb 2026 More details | £29,790 £4,000 deposit over 48 months | 8.9% | £420.05 | £12,749.18 | £46.64 |
Black Edition 17,714 miles 8th Feb 2026 More details | £29,790 £2,979 deposit over 48 months | 8.9% | £445.68 | £12,749.18 | £47.98 |
Black Edition 17,714 miles 5th Feb 2026 More details | £29,790 £4,000 deposit over 48 months | 8.9% | £420.05 | £12,749.18 | £46.64 |
Black Edition 17,714 miles 5th Feb 2026 More details | £29,790 £2,979 deposit over 48 months | 8.9% | £445.68 | £12,749.18 | £47.98 |
Black Edition 8,061 miles 3rd Feb 2026 More details | £27,950 £2,795 deposit over 48 months | 8.9% | £619.51 | £687.02 | £67.51 |
Black Edition 17,714 miles 24th Jan 2026 More details | £29,890 £4,000 deposit over 48 months | 8.9% | £422.57 | £12,749.18 | £46.75 |
Black Edition 17,714 miles 24th Jan 2026 More details | £29,890 £2,989 deposit over 48 months | 8.9% | £447.97 | £12,749.18 | £48.07 |
2.0 TFSI 40 S line S Tronic Euro 6 (s/s) 2dr 9,789 miles 15th Dec 2025 More details | £26,995 £3,000 deposit over 48 months | 8.9% | £338.43 | £14,796.25 | £44.94 |
S line 11,766 miles 15th Dec 2025 More details | £29,899 £3,000 deposit over 48 months | 8.9% | £412.26 | £14,746.41 | £64.92 |
S line 11,766 miles 13th Dec 2025 More details | £26,790 £3,000 deposit over 48 months | 8.9% | £357.02 | £13,466.25 | £57.99 |
S line 11,766 miles 13th Dec 2025 More details | £26,790 £2,679 deposit over 48 months | 8.9% | £365.08 | £13,466.25 | £52.03 |
2.0 TFSI 40 S line S Tronic Euro 6 (s/s) 2dr 9,789 miles 8th Dec 2025 More details | £27,295 £3,000 deposit over 48 months | 8.9% | £345.94 | £14,796.25 | £38.73 |
2.0 TFSI 40 S line S Tronic Euro 6 (s/s) 2dr 9,789 miles 6th Dec 2025 More details | £27,295 £2,730 deposit over 48 months | 8.9% | £347.38 | £15,096.45 | £47.35 |
2.0 TFSI 40 S line S Tronic Euro 6 (s/s) 2dr 9,789 miles 6th Dec 2025 More details | £27,295 £3,000 deposit over 48 months | 8.9% | £599.47 | N/A | £30.88 |
Calculations based on the last 46 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
Frequently asked questions
Need to know more about financing your next used Audi?
Audi PCP and HP Finance for all UK models
Save up to 30% on dealer finance
