What types of car finance are available for an Audi A7?

When looking to finance an Audi A7 in the UK, you typically have three main car finance options: Personal Contract Purchase (PCP), Hire Purchase (HP), and Lease Purchase. PCP finance is popular for its lower monthly payments, HP offers outright ownership at the end of the term, and Lease Purchase combines elements of both, often with a larger balloon payment. Prefinance can compare all these car finance types from multiple specialist brokers to find the best car finance deals for you.

How can Prefinance help me save money on Audi A7 finance compared to a dealer?

Prefinance acts as a comparison service, matching your Audi A7 finance needs with specialist brokers more likely to offer lower rates than standard dealer finance. On average, our customers save around £62 per month and a total of £3133 over the term, compared to the average dealer APR of 14%. Our technology helps you find car finance low APR options, ensuring you get a more competitive car finance quote.

Can I get no-deposit finance for an Audi A7?

Yes, it is often possible to arrange no-deposit finance for an Audi A7, subject to your credit status. While a deposit can reduce your monthly payments and overall interest, some of our specialist finance providers offer 100% finance options. This can be a great car finance option if you prefer to keep your savings or capital for other investments, though a strong credit rating will be beneficial.

What is the representative APR I can expect for an Audi A7 through Prefinance?

Our specialist brokers offer highly competitive car finance interest rates, starting from 7.9% APR, with a representative APR of 8.9%. This is significantly lower than the average dealer APR of 14%. By using Prefinance, you can compare multiple car finance providers to secure a car finance low APR deal that suits your budget for your Audi A7.

How does a balloon payment work with Audi A7 PCP finance?

In PCP finance for your Audi A7, a balloon payment (also known as the Guaranteed Future Value or GFV) is a lump sum deferred until the end of your contract. This represents the vehicle's predicted value at that time. Because you're not paying off this portion of the car's price during the term, it significantly lowers your monthly PCP finance payments, making a premium car like the A7 more accessible. You can then pay the balloon, part-exchange, or return the car.

Can I use a car finance calculator to estimate my Audi A7 payments?

Absolutely! Using a car finance calculator, especially a PCP car finance calculator, is an excellent way to get an instant car finance quote and estimate your potential monthly payments for an Audi A7. Our tools allow you to adjust factors like deposit, term length, and mileage to see how they impact your costs. This helps you understand your car finance options before committing to a deal.

Is it possible to settle my Audi A7 finance agreement early?

Yes, you generally have the right to settle your Audi A7 finance agreement early, regardless of whether it's PCP, HP, or Lease Purchase. If you decide to pay off your balance before the end of the term, you will typically save on the remaining interest charges. It's always a good idea to contact your finance provider for an exact early settlement figure.

Why should I consider Lease Purchase for my Audi A7?

Lease Purchase can be an attractive car finance option for an Audi A7, especially if you want lower monthly payments than HP but plan to own the car at the end of the term. Similar to PCP, it involves a balloon payment at the end, but there's no option to return the vehicle. This can be ideal for those who are confident in the car's future value and want to reduce their ongoing costs.

How does using Prefinance compare to getting finance directly from an Audi dealer?

By using Prefinance, you gain access to a wider range of specialist finance providers and car finance deals than a single dealership can offer. While a dealer will typically offer their own finance products, often with an average APR of 14%, we compare multiple options to find you a car finance low APR deal, with rates starting from 7.9%. This competition leads to an average monthly saving of £62 for Audi A7 owners.

Can I finance an older or used Audi A7 through Prefinance?

Yes, Prefinance can help you find car finance for both new and used Audi A7 models, including older vehicles, subject to the lender's criteria. Specialist finance brokers often have more flexible lending policies for pre-owned cars compared to mainstream high street lenders. Our service matches your specific vehicle and personal circumstances to the most suitable car finance providers.

Best finance deals AudiA7

The best used Audi A7 finance deals

Use our Audi A7 finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Audi dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the A7 on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.

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Why choose an Audi A7?

The used Audi A7 car stands out as a remarkable choice in the luxury used car market, seamlessly blending the practicality of a four-door sedan with the sleek, captivating design of a coupe. It carves a unique niche for buyers who look for sophisticated style, dynamic performance, and premium comfort without the new car price tag. The A7 is perfect for individuals or families who appreciate understated elegance, advanced technology, and a spirited driving experience.

Under the hood, most used A7 models boast potent powertrains, often featuring a supercharged 3.0-liter V6 engine, delivering exhilarating acceleration (0-60 mph in around 5 seconds) and confident handling, especially with Audi's renowned quattro all-wheel-drive system providing exceptional grip. The interior is a masterclass in luxury, showcasing high-quality materials, meticulous craftsmanship, and advanced technology like the MMI infotainment system with its intuitive controls and crisp displays. As a used purchase, the A7 offers exceptional value, providing access to a high-end luxury vehicle at a significantly depreciated price point, making premium features and performance more accessible. Its distinctive Sportback design, with a practical liftgate, further enhances its appeal, offering surprising cargo versatility alongside its undeniable curb appeal.

Financing an A7:

Financing an Audi A7 can be a smart choice. Heavy initial depreciation slows in the used car market, so cash prices are lower than other luxury saloons. This is a significant advantage for customers opting for financing.

We believe in making premium vehicles accessible. That's why we offer a representative APR of 8.9%. We also offer flexibility when it comes to financing. Whether you're looking at a brand-new A7 or a cherished pre-owned model, our comparison technology searches for the best lender tailored to that specific vehicle. This ensures you get the most favourable terms possible. Ready to see how affordable your dream A7 can be? Try a comparison today and discover a finance solution that works for you.

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Audi A7 finance calculator

Rates from 7.9% APR.
Work out the monthly payments on any Audi A7 with our free PCP and HP calculator. Why accept a high 18.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £54.46 per month on used Audi finance deals.

		Average dealer
Representative APR	8.78%	12.09%
Monthly payment	£545	£600
Total payable	£25,852	£28,472
Monthly saving	£54	N/A

Statistics based on a sample size of 293 real Audi finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026

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Latest Audi A7 finance quotes

We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.

	Price	Rep. APR	Monthly payment	GFV or Final payment	Monthly saving
2013 AUDI A7 3.0 TDI Quattro Black Ed 5dr S Tronic [5 Seat] 8th May 2026 More details	£9,500 £1,000 deposit over 60 months	8.9%	£174.62	N/A	£38.63
2013 AUDI A7 3.0 TDI Quattro Black Ed 5dr S Tronic [5 Seat] 8th May 2026 More details	£9,500 £1,000 deposit over 48 months	8.9%	£209.74	N/A	£37.45
2023 AUDI A7 40 TDI Quattro S Line 5dr S Tronic 27th Apr 2026 More details	£33,190 £11,000 deposit over 48 months	8.9%	£269.86	£16,097	£69.01
2021 Audi A7 S line 46,913 miles 17th Apr 2026 More details	£25,990 £4,000 deposit over 48 months	8.9%	£336.83	£12,065	£67.89
2021 Audi A7 S line 46,913 miles 17th Apr 2026 More details	£25,990 £2,599 deposit over 48 months	8.9%	£577.17	N/A	£51.07
2021 Audi A7 2.0 TFSIe 50 Sport Sportback S Tronic quattro Euro 6 (s/s) 5dr 17.9kWh 52,819 miles 2nd Apr 2026 More details	£22,750 £500 deposit over 60 months	8.9%	£457.09	N/A	£51.15
2024 Audi A7 S line 14,600 miles 3rd Feb 2026 More details	£36,000 £3,600 deposit over 48 months	8.9%	£798.10	£876.31	£78.21

Calculations based on the last 7 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.

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