The best used Audi Q5 finance deals
Use our Audi Q5 finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Audi dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the Q5 on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.
Why choose an Audi Q5?
The used Audi Q5 carves out a unique and highly desirable niche in the pre-owned luxury SUV market. It stands out as a sophisticated blend of performance, opulent comfort, and cutting-edge technology, making it the perfect choice for discerning buyers who crave premium quality without the new car price tag. It's ideal for families seeking safety and space, or individuals desiring a refined daily driver that handles both city commutes and weekend adventures with equal aplomb.
Under the hood, many used Q5 models feature a potent 2.0-liter turbocharged engine, often delivering around 220-250 horsepower, allowing for brisk acceleration from 0-60 mph in the low to mid-6-second range. Audi's legendary quattro all-wheel drive system ensures exceptional handling and confidence in various driving conditions. Inside, the Q5 truly shines with its meticulously crafted interior, featuring high-quality materials, comfortable seating, and an intuitive MMI infotainment system with features like navigation and smartphone integration. As a used purchase, the Q5 offers incredible value, providing access to a luxury experience and robust German engineering at a significantly depreciated price point, often retaining its elegant styling and advanced features remarkably well over time.
Financing a Q5:
Financing an Audi Q5 can be a smart choice, and here's why. The Q5 is renowned for its strong residual values and enduring desirability, making it an excellent candidate for finance. This is particularly beneficial for Personal Contract Purchase (PCP) customers, as the higher projected future value can lead to lower monthly payments.
We offer competitive APR rates starting from just 7.9%, with a representative APR of 8.9%. Plus, we understand that flexibility is key. We can arrange finance for Audi Q5 models of various ages, and our advanced comparison technology diligently searches to find the best lender tailored to your specific vehicle and financial situation.
Ready to see how accessible Audi Q5 ownership can be? Try a no-obligation comparison today and discover your personalised finance options.
Audi Q5 finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Audi Q5 with our free PCP and HP calculator. Why accept a high 18.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £54.46 per month on used Audi finance deals.
 | Average dealer | |
|---|---|---|
| Representative APR | 8.78% | 12.09% |
| Monthly payment | £545 | £600 |
| Total payable | £25,852 | £28,472 |
| Monthly saving | £54 | N/A |
Statistics based on a sample size of 293 real Audi finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026
Get an instant estimate
Latest Audi Q5 finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
45 TFSI Quattro Black Edition 5dr S Tronic 23rd Sep 2026 More details | £37,990 £1,500 deposit over 48 months | 9.4% | £590.99 | £18,854 | £99.53 |
2.0 TFSIe 50 S line S Tronic quattro Euro 6 (s/s) 5dr 17.9kWh 69,710 miles 4th Sep 2026 More details | £23,595 £2,360 deposit over 48 months | 8.9% | £351.62 | £10,175 | £58.18 |
40 TDI Quattro Edition 1 5dr S Tronic 21st Jun 2026 More details | £28,999 £12,000 deposit over 60 months | 8.9% | £349.22 | N/A | £30.59 |
40 TDI Quattro Edition 1 5dr S Tronic 21st Jun 2026 More details | £28,999 £10,000 deposit over 48 months | 8.9% | £468.80 | N/A | £33.33 |
45 TFSI Quattro Edition 1 5dr S Tronic 3rd Jun 2026 More details | £35,485 £15,000 deposit over 48 months | 8.9% | £194.71 | £17,907 | £52.20 |
SQ5 TDI Quattro Black Edition 5dr Tiptronic 4th May 2026 More details | £52,500 £10,000 deposit over 48 months | 7.9% | £1,030.14 | N/A | £93.11 |
45 TFSI Quattro Black Edition 5dr S Tronic 15,790 miles 26th Apr 2026 More details | £38,500 £9,625 deposit over 48 months | 8.9% | £390.99 | £18,715 | £86.52 |
Sport 78,331 miles 17th Apr 2026 More details | £22,417 £2,242 deposit over 48 months | 8.9% | £298.46 | £11,661 | £50.74 |
Sport 78,331 miles 17th Apr 2026 More details | £22,417 £2,242 deposit over 48 months | 8.9% | £497.81 | N/A | £35.15 |
S line 67,240 miles 17th Apr 2026 More details | £26,322 £3,500 deposit over 48 months | 8.9% | £351.83 | £12,395 | £42.37 |
S line 67,240 miles 17th Apr 2026 More details | £26,322 £2,632 deposit over 48 months | 8.9% | £584.54 | N/A | £31.01 |
40 TDI Quattro Edition 1 5dr S Tronic 3rd Mar 2026 More details | £36,450 £5,000 deposit over 60 months | 8.9% | £478.13 | £13,000 | £81.96 |
40 TDI Quattro Edition 1 5dr S Tronic 3rd Mar 2026 More details | £36,450 £5,000 deposit over 60 months | 8.9% | £646.09 | N/A | £63.73 |
Edition 1 34,954 miles 18th Jan 2026 More details | £30,995 £3,500 deposit over 48 months | 8.9% | £430.33 | £14,572 | £50.67 |
Edition 1 34,954 miles 18th Jan 2026 More details | £30,995 £3,100 deposit over 48 months | 8.9% | £440.36 | £14,572 | £51.22 |
Black Edition 29,217 miles 18th Jan 2026 More details | £32,995 £3,500 deposit over 48 months | 8.9% | £489.36 | £14,078.25 | £52.85 |
Black Edition 29,217 miles 18th Jan 2026 More details | £32,995 £3,300 deposit over 48 months | 8.9% | £494.38 | £14,078.25 | £46.20 |
Edition 1 47,602 miles 18th Jan 2026 More details | £30,990 £3,099 deposit over 48 months | 8.9% | £406.15 | £16,482.50 | £85.59 |
SQ5 TDI Quattro 5dr Tiptronic 5th Jan 2026 More details | £36,490 £10,000 deposit over 36 months | 8.9% | £395.90 | £18,423 | £35.66 |
SQ5 TDI Quattro 5dr Tiptronic 5th Jan 2026 More details | £36,490 £1,000 deposit over 36 months | 8.9% | £687.39 | £18,423 | £43.35 |
SQ5 TDI Quattro Vorsprung 5dr Tiptronic 5th Jan 2026 More details | £41,490 £10,000 deposit over 36 months | 8.9% | £428.53 | £23,580 | £71.54 |
SQ5 TDI Quattro 5dr Tiptronic 27th Dec 2025 More details | £37,950 £10,000 deposit over 36 months | 8.9% | £276.88 | £25,056 | £70.28 |
SQ5 TDI Quattro 5dr Tiptronic 21st Dec 2025 More details | £31,995 £10,000 deposit over 36 months | 8.9% | £210.80 | £20,000 | £84.45 |
SQ5 TDI Quattro 5dr Tiptronic 21st Dec 2025 More details | £31,995 £10,000 deposit over 48 months | 8.9% | £230.96 | £18,000 | £80.63 |
SQ5 TDI Quattro 5dr Tiptronic 21st Dec 2025 More details | £31,995 £10,000 deposit over 24 months | 8.9% | £322.42 | £18,000 | £81.75 |
SQ5 TDI Quattro 5dr Tiptronic 21st Dec 2025 More details | £31,995 £10,000 deposit over 36 months | 8.9% | £260.96 | £18,000 | £80.88 |
SQ5 TDI Quattro 5dr Tiptronic 21st Dec 2025 More details | £32,995 £10,000 deposit over 36 months | 8.9% | £218.09 | £21,000 | £88.46 |
SQ5 TDI Quattro 5dr Tiptronic 21st Dec 2025 More details | £32,995 £10,000 deposit over 24 months | 8.9% | £250.06 | £21,000 | £89.59 |
SQ5 TDI Quattro 5dr Tiptronic 20th Dec 2025 More details | £32,995 £9,458 deposit over 24 months | 8.9% | £174.55 | £23,536 | £95.53 |
SQ5 TDI Quattro 5dr Tiptronic 20th Dec 2025 More details | £32,995 £9,458 deposit over 24 months | 8.9% | £1,070.49 | N/A | £51.42 |
SQ5 TDI Quattro 5dr Tiptronic 20th Dec 2025 More details | £32,995 £9,458 deposit over 24 months | 8.9% | £174.55 | £23,536 | £95.53 |
SQ5 TDI Quattro 5dr Tiptronic 18th Dec 2025 More details | £29,895 £10,000 deposit over 24 months | 8.9% | £189.86 | £18,833 | £78.75 |
SQ5 TDI Quattro 5dr Tiptronic 18th Dec 2025 More details | £29,895 £10,000 deposit over 36 months | 8.9% | £216.11 | £17,076 | £74.58 |
SQ5 TDI Quattro 5dr Tiptronic 18th Dec 2025 More details | £29,895 £10,000 deposit over 36 months | 8.9% | £172.87 | £18,800 | £77.65 |
SQ5 TDI Quattro 5dr Tiptronic 18th Dec 2025 More details | £29,895 £10,000 deposit over 24 months | 8.9% | £191.18 | £18,800 | £78.70 |
SQ5 TDI Quattro 5dr Tiptronic 18th Dec 2025 More details | £29,895 £8,000 deposit over 24 months | 8.9% | £285.76 | £18,800 | £83.05 |
SQ5 TDI Quattro 5dr Tiptronic 18th Dec 2025 More details | £29,895 £6,000 deposit over 24 months | 8.9% | £380.35 | £18,800 | £87.41 |
SQ5 TDI Quattro 5dr Tiptronic 18th Dec 2025 More details | £29,895 £10,000 deposit over 24 months | 8.9% | £191.18 | £18,800 | £78.70 |
SQ5 TDI Quattro 5dr Tiptronic 18th Dec 2025 More details | £29,895 £10,000 deposit over 24 months | 8.9% | £904.85 | N/A | £43.46 |
Calculations based on the last 39 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
Frequently asked questions
Need to know more about financing your next used Audi?
Audi PCP and HP Finance for all UK models
Save up to 30% on dealer finance
