The best used Audi Q8 finance deals

Use our Audi Q8 finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Audi dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the Q8 on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.

Banner image

Why choose an Audi Q8?

The used Audi Q8 carves a distinctive niche in the pre-owned luxury SUV market, offering a compelling blend of coupe-like styling with robust SUV practicality. It's the perfect choice for buyers seeking a sophisticated, high-tech vehicle that stands out from the crowd, ideal for discerning individuals or families who desire both elegance and capability without the new car price tag.

Under the hood, the Q8 typically features a potent 3.0-liter TFSI V6 engine, delivering 335 horsepower and achieving 0-60 mph in a swift 5.6 seconds, all managed by a smooth 8-speed Tiptronic automatic transmission and Audi's legendary quattro all-wheel drive for confident handling. Inside, the cabin is a masterclass in luxury, boasting premium materials, the intuitive MMI touch response infotainment system with dual screens, and features like the Audi Virtual Cockpit. As a used purchase, the Q8 represents excellent value, offering significant depreciation savings on a vehicle that still exudes modern appeal and cutting-edge technology. Its striking design, including the prominent singleframe grille and sloping roofline, along with its advanced driver-assistance systems, make it a truly standout choice.

Financing a Q8:

The Audi Q8 isn't just a statement in luxury and performance; it's also an exceptionally smart choice for financing. Its strong residual values and enduring desirability mean it holds its value well, a significant advantage for Personal Contract Purchase (PCP) customers. This translates to lower monthly payments, making the dream of driving a premium SUV more attainable.

We offer competitive APR rates starting from just 7.9%, with a representative APR of 8.9%. Our flexible terms allow us to finance Audi Q8 models of various ages, ensuring we can find a solution tailored to your needs. Our advanced comparison technology works to connect you with the ideal lender for your chosen vehicle. Discover how accessible Audi Q8 ownership can be – try a comparison today!

Audi Q8 finance calculator

Rates from 7.9% APR.
Work out the monthly payments on any Audi Q8 with our free PCP and HP calculator. Why accept a high 18.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £54.46 per month on used Audi finance deals.

Prefinance logoAverage dealer
Representative APR 8.78%12.09%
Monthly payment £545£600
Total payable £25,852£28,472
Monthly saving £54N/A

Statistics based on a sample size of 293 real Audi finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026

Get an instant estimate

£
This is how much the vehicle is currently listed for.
£
How much will you be putting towards the vehicle (optional).
How long would you like your finance to last?
£
PCP only: how much would it cost for you to buy the vehicle at the end of your finance agreement?

Latest Audi Q8 finance quotes

We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.

Price Rep. APR Monthly payment GFV or Final payment Monthly saving
3.0 e-hybrid V6 22kWh Black Edition Tiptronic quattro Euro 6 (s/s) 5dr
4,916 miles
12th Sep 2026
More details
£63,499
£6,350 deposit over 48 months
8.1% £829.59 £32,297.50 £58.43
250kW 50 Quattro 95kWh S Line 5dr Auto
13th Jun 2026
More details
£39,000
£5,000 deposit over 48 months
8.9% £630.69 £12,500 £57.15
300kW 55 Quattro 114kWh Launch Edition 5dr Auto
5th Feb 2026
More details
£45,000
£2,000 deposit over 60 months
7.9% £864.25N/A £38.36
3.0 TFSI V6 55 Black Edition Tiptronic quattro Euro 6 (s/s) 5dr
8,015 miles
10th Dec 2025
More details
£47,752
£4,775 deposit over 48 months
8.9% £576.37 £28,167.50 £120.64
3.0 TFSI V6 55 Black Edition Tiptronic quattro Euro 6 (s/s) 5dr
8,015 miles
10th Dec 2025
More details
£47,752
£4,775 deposit over 48 months
8.9% £632.93 £25,000 £81.48
50 TDI Quattro Black Edition 5dr Tiptronic
10th Dec 2025
More details
£66,995
£6,695 deposit over 48 months
8.9% £931.30 £32,656 £108.19
Black Edition 50 TDI quattro 286 PS tiptronic
47,500 miles
27th Nov 2025
More details
£45,950
£4,595 deposit over 48 months
8.9% £579.76 £25,697.50 £71.03

Calculations based on the last 7 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.

Frequently asked questions

Need to know more about financing your next used Audi?