The best used Bentley Bentayga finance deals
Use our Bentley Bentayga finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Bentley dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the Bentayga on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.
Why choose an Bentley Bentayga?
Introduction: The used Bentley Bentayga has a commanding presence in the pre-owned luxury SUV market. it's a statement of luxury, with blistering performance, and exceptional craftsmanship. Financing one is a big choice. It's a greatchoice for discerning buyers who want a blend of opulence and capability without the new car depreciation premium. Early used models on Autotrader start from around £50,000, with a 5 year old one from £100,000 and a 1 year old model starting from £160,000 up to £240,000.
Key Features:
-
Performance: Under the hood, a used Bentayga often boasts a 6 litre W12 or 3 litre diesel in older models or a 4.0 V8 engine in newer models. with both petrol variants delivering exhilarating performance. For example, the W12 can propel it from 0-60 mph in around 4.0 seconds, while its advanced all-wheel-drive system ensures confident handling in diverse conditions.
-
Luxury/Comfort/Technology: The interior is a masterclass in luxury, featuring hand-stitched leather, exquisite wood veneers, and advanced infotainment systems. Passengers are enveloped in supreme comfort, complemented by features like Bentley's "Dynamic Ride" active anti-roll system for an incredibly smooth journey.
-
Value: As a used purchase, the Bentayga offers remarkable value. Its significant depreciation from new means you can acquire a top-tier luxury vehicle with incredible pedigree and features for a percentage of its original cost.
-
Other Standout Features: Look for models equipped with the Naim for Bentley audio system, offering an unparalleled auditory experience, or the optional Bentayga Event Specification, transforming the rear into a luxurious viewing platform.
Financing a Bentayga:
We understand that acquiring a luxury vehicle like the Bentayga is a significant decision, and we aim to make the finance process as transparent and straightforward as possible. Our APR rates start from a competitive 7.9%, with a representative APR of 8.9%.
Beyond attractive rates, we offer flexible terms. Our advanced technology is designed to find the best lender for each specific vehicle, regardless of its age. This means we can fund Bentayga models of various ages, ensuring you get a finance package tailored to your chosen car. We encourage you to try a no-obligation comparison today and discover how accessible Bentayga ownership can be.
Many Bentaygas are purchased on PCP, or HP with a Balloon. This mens deferring a portion of the cars value until the end of the agreement, giving you a lower payment. Standard hire purchase is also an option, meaning typically higher payments, but lower interest than either PCP or Lease Purchase.
Our tech and our broker partners will match your to the best deal for your personal circumstances. Get a quote now using our free Bentley finance calculator.
Bentley Bentayga finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Bentley Bentayga with our free PCP and HP calculator. Why accept a high 18.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £164.25 per month on used Bentley finance deals.
 | Average dealer | |
|---|---|---|
| Representative APR | 8.65% | 12.30% |
| Monthly payment | £1,422 | £1,586 |
| Total payable | £62,185 | £69,789 |
| Monthly saving | £164 | N/A |
Statistics based on a sample size of 4 real Bentley finance calculations and comparisons from 12/1/2025 to 2/12/2026. Data last updated on 2/12/2026
Get an instant estimate
Latest Bentley Bentayga finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 24 months | 7.9% | £1,841.31 | £80,000 | £388.91 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 24 months | 7.9% | £4,866.26 | N/A | £182.23 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 24 months | 7.9% | £4,866.26 | N/A | £236.55 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 24 months | 7.9% | £2,485.52 | £64,000 | £276.85 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 24 months | 7.9% | £4,956.83 | £2,615.56 | £186.01 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 48 months | 7.9% | £2,617.77 | £2,615.56 | £192.33 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 48 months | 7.9% | £1,376.72 | £70,775 | £284.55 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 48 months | 7.9% | £2,617.77 | N/A | £189.10 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 24 months | 7.9% | £4,866.26 | N/A | £182.23 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 24 months | 7.9% | £4,866.26 | N/A | £286.12 |
3.0 V6 Hybrid 462 S 5dr Auto 13th May 2026 More details | £143,000 £35,000 deposit over 48 months | 7.9% | £2,617.77 | N/A | £189.10 |
50,000 miles 29th Apr 2026 More details | £94,990 £9,499 deposit over 48 months | 7.9% | £2,072.18 | N/A | £112.15 |
4.0 V8 SUV 5dr Petrol Auto 4WD Euro 6 (s/s) (550) 50,000 miles 3rd Feb 2026 More details | £102,990 £1,000 deposit over 48 months | 8.9% | £2,516.58 | N/A | £449.43 |
4.0 V8 First Edition Auto 4WD Euro 6 (s/s) 5dr 61,500 miles 27th Nov 2025 More details | £104,990 £10,499 deposit over 48 months | 8.9% | £1,632.50 | £41,479.45 | £88.52 |
Calculations based on the last 14 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
Frequently asked questions
Need to know more about financing your next used Bentley?
Bentley PCP and HP Finance for all UK models
Save up to 30% on dealer finance
