Best finance dealsBMW3 series Touring

The best used BMW 3 series Touring finance deals

Use our BMW 3 series Touring finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. BMW dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the 3 series Touring on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.

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Why choose an BMW 3 series Touring?

The used BMW 3 Series Touring car is true all-rounder, expertly blending BMW driving dynamics with the practicality and versatility of an estate. Hybrid models like the 330e Plug in Hybrid start from around £15k for a 5 year old model whereas the 32oi starts at around £18k for the same age of vehicle. It's a great car for everyone from families to professionals who appreciate a capable, and stylish daily driver that doesn't compromise on fun.

Under the bonnet, expect a range of potent engines, with popular choices like the 320d offering impressive fuel economy and strong torque, or the 330i delivering a spirited 0-60 mph in around 5.5 seconds, all while BMW's renowned chassis tuning ensures sharp handling and a balanced rear-wheel-drive or xDrive all-wheel-drive experience. Inside, the cabin exudes quality with premium materials, supportive seating, and intuitive iDrive infotainment system, often featuring satellite navigation and advanced driver assists depending on the trim. As a used purchase, the 3 Series Touring offers exceptional value, providing access to German engineering, luxury, and a prestigious badge at a significantly reduced price point compared to new, holding its own against newer rivals. Its spacious boot and practical roof rails further cement its status as a highly desirable and versatile used premium estate.

Financing a 3 series Touring:

Financing a BMW 3 Series Touring starts at around 8.1% APR , which means payments starting from around £240 a month on PCP and £320 to £350 on HP over 48 months. We can arrange funding for BMW 3 Series Touring models of various ages, ensuring you find the perfect car to fit your budget and lifestyle. Our advanced technology works to identify the best lender for your specific vehicle, securing competitive rates. APR rates start from 8.1%, with a representative APR of 8.9%. Discover how accessible financing your dream BMW 3 Series Touring can be - try a comparison today!

BMW 3 series Touring finance calculator

Rates from 7.9% APR.
Work out the monthly payments on any BMW 3 series Touring with our free PCP and HP calculator. Why accept a high 16.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £47.96 per month on used BMW finance deals.

Prefinance logoAverage dealer
Representative APR 8.73%11.46%
Monthly payment £534£582
Total payable £25,234£27,485
Monthly saving £48N/A

Statistics based on a sample size of 308 real BMW finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026

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Latest BMW 3 series Touring finance quotes

We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.

Price Rep. APR Monthly payment GFV or Final payment Monthly saving
330i M Sport 5dr Step Auto [Pro Pack]
4th Feb 2026
More details
£45,000
£0 deposit over 48 months
7.9% £1,090.74N/A £80.79

Calculations based on the last 1 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.

Frequently asked questions

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