The best used BMW i4 finance deals

Use our BMW i4 finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. BMW dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the i4 on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.

Banner image

Why choose an BMW i4?

The used BMW i4 carves out a unique and highly desirable niche in the pre-owned electric vehicle market, standing as a testament to BMW's commitment to dynamic driving and premium electric mobility. It's the perfect choice for the discerning driver who craves the exhilarating performance and sophisticated luxury of a BMW, but with the added benefits of an all-electric powertrain and a more accessible price point than a brand-new model. This car is ideal for tech-savvy individuals and driving enthusiasts looking to make the leap to electric without compromising on driving pleasure or prestige.

Under the hood (or rather, beneath the sleek body), the i4 eDrive40 offers robust performance with 335 hp, achieving 0-60 mph in a brisk 5.5 seconds, while the M50 xDrive variant unleashes 536 hp and a supercar-rivalling 3.7-second sprint, all complemented by BMW's renowned handling and a smooth, immediate electric drivetrain. Inside, the i4 boasts a luxurious cabin featuring high-quality materials, comfortable seating, and cutting-edge technology, including the impressive curved display integrating the iDrive 8 infotainment system and a fully digital instrument cluster. As a used purchase, the i4 represents exceptional value, offering a significant saving on its original price while still providing access to premium electric performance, advanced features, and the peace of mind of BMW engineering. Its impressive range, rapid charging capabilities, and distinctive Gran Coupe styling further solidify its position as a standout option in the used EV landscape.

Financing an i4:

Unlock the thrill of electric driving with the BMW i4, a car that's as smart to finance as it is to drive. The i4 boasts excellent residual values and high desirability, making it a fantastic choice for Personal Contract Purchase (PCP) finance. This means lower monthly payments for you, as a larger portion of the car's value is deferred to the end of the agreement.

We believe in making premium electric ownership accessible. That's why our APR rates start from a competitive 7.9%, with a representative APR of 8.9%. We also offer incredible flexibility; our advanced comparison technology can fund BMW i4 models of various ages. This ensures we find the best lender and most suitable finance package for the specific vehicle you're interested in.

Ready to experience the BMW i4? Try a comparison today and discover how easy and affordable it can be to drive your dream electric car.

BMW i4 finance calculator

Rates from 7.9% APR.
Work out the monthly payments on any BMW i4 with our free PCP and HP calculator. Why accept a high 16.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £47.96 per month on used BMW finance deals.

Prefinance logoAverage dealer
Representative APR 8.73%11.46%
Monthly payment £534£582
Total payable £25,234£27,485
Monthly saving £48N/A

Statistics based on a sample size of 308 real BMW finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026

Get an instant estimate

£
This is how much the vehicle is currently listed for.
£
How much will you be putting towards the vehicle (optional).
How long would you like your finance to last?
£
PCP only: how much would it cost for you to buy the vehicle at the end of your finance agreement?

Latest BMW i4 finance quotes

We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.

Price Rep. APR Monthly payment GFV or Final payment Monthly saving
32,000 miles
1st Oct 2026
More details
£33,900
£3,390 deposit over 48 months
9.4% £759.50N/A £54.93
31,730 miles
29th Sep 2026
More details
£33,999
£7,750 deposit over 48 months
8.9% £404.60 £14,259.75 £32.58
31,730 miles
29th Sep 2026
More details
£33,999
£7,500 deposit over 48 months
8.9% £410.88 £14,259.75 £32.82
31,730 miles
29th Sep 2026
More details
£33,999
£9,000 deposit over 48 months
8.9% £373.22 £14,259.75 £31.47
31,730 miles
29th Sep 2026
More details
£33,999
£7,500 deposit over 48 months
8.9% £410.88 £14,259.75 £32.82
31,730 miles
29th Sep 2026
More details
£33,999
£7,000 deposit over 48 months
8.9% £423.44 £14,259.75 £33.23
28,604 miles
24th Sep 2026
More details
£32,990
£7,000 deposit over 48 months
8.9% £407.65 £13,725 £47.87
28,604 miles
24th Sep 2026
More details
£32,990
£3,299 deposit over 48 months
8.9% £500.62 £13,725 £52.45
33,907 miles
24th Sep 2026
More details
£33,490
£7,000 deposit over 48 months
8.9% £415.79 £13,972.50 £48.78
33,907 miles
24th Sep 2026
More details
£33,490
£7,000 deposit over 48 months
8.9% £415.79 £13,972.50 £48.78
33,907 miles
24th Sep 2026
More details
£33,490
£3,349 deposit over 48 months
9.4% £516.47 £13,972.50 £44.32
M50 83.9kWh Gran Coupe Auto 4WD 5dr
23,190 miles
12th Sep 2026
More details
£34,666
£8,000 deposit over 48 months
8.9% £401.80 £15,003.50 £50.02
M50 83.9kWh Gran Coupe Auto 4WD 5dr
23,190 miles
12th Sep 2026
More details
£34,666
£7,500 deposit over 48 months
8.9% £414.35 £15,003.50 £50.71
M50 83.9kWh Gran Coupe Auto 4WD 5dr
23,190 miles
12th Sep 2026
More details
£34,666
£7,000 deposit over 48 months
8.9% £426.90 £15,003.50 £51.36
M50 83.9kWh Gran Coupe Auto 4WD 5dr
23,190 miles
12th Sep 2026
More details
£34,666
£3,467 deposit over 48 months
9.4% £525.05 £15,003.50 £39.49
M50 83.9kWh Gran Coupe Auto 4WD 5dr
19,000 miles
12th Sep 2026
More details
£36,850
£8,000 deposit over 48 months
8.9% £450.96 £15,321 £44.43
M50 83.9kWh Gran Coupe Auto 4WD 5dr
19,000 miles
12th Sep 2026
More details
£36,850
£7,000 deposit over 48 months
8.9% £476.09 £15,321 £45.50
M50 83.9kWh Gran Coupe Auto 4WD 5dr
19,000 miles
12th Sep 2026
More details
£36,850
£3,685 deposit over 48 months
9.4% £569.23 £15,321 £31.21
M50 83.9kWh Gran Coupe Auto 4WD 5dr
32,195 miles
12th Sep 2026
More details
£32,210
£7,000 deposit over 48 months
8.9% £385.09 £13,891 £62.51
M50 83.9kWh Gran Coupe Auto 4WD 5dr
32,195 miles
12th Sep 2026
More details
£32,210
£3,221 deposit over 48 months
8.9% £480.01 £13,891 £69.12
19,537 miles
28th Apr 2026
More details
£36,694
£3,679 deposit over 60 months
8.9% £463.13 £16,500 £40.24
23,973 miles
23rd Apr 2026
More details
£32,716
£3,281 deposit over 48 months
8.9% £726.30N/A £38.69
M Sport Gran Coupe Auto eDrive 5dr
30,623 miles
10th Mar 2026
More details
£28,990
£2,899 deposit over 48 months
8.9% £643.79N/A £58.42
250kW eDrive40 M Sport 83.9kWh 5dr Auto
1st Mar 2026
More details
£26,500
£3,000 deposit over 36 months
8.9% £742.44N/A £30.22

Calculations based on the last 24 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.

Frequently asked questions

Need to know more about financing your next used BMW?