The best used Hyundai IONIQ 5 finance deals
Use our Hyundai IONIQ 5 finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Hyundai dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the IONIQ 5 on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.
Why choose an Hyundai IONIQ 5?
Introduction:
The used Hyundai IONIQ 5 carves out a unique and highly desirable niche in the pre-owned EV market, standing out with its retro-futuristic design, spacious interior, and cutting-edge technology. It's not just another electric car; it's a statement. Perfect for tech-savvy drivers, families seeking a versatile and eco-friendly vehicle, or anyone looking to experience premium electric motoring without the new car price tag, the IONIQ 5 offers a compelling blend of style, substance, and sustainability.
Key Features:
- Performance: With various powertrains available, including a potent dual-motor, all-wheel-drive option delivering 0-60 mph in around 5 seconds, the IONIQ 5 offers brisk acceleration and confident handling. Its E-GMP platform ensures a low center of gravity and a smooth, composed ride.
- Luxury/Comfort/Technology: The interior is a masterclass in minimalist design and comfort, featuring premium materials, a sliding center console, and dual 12.3-inch screens for instrumentation and infotainment, complete with Apple CarPlay and Android Auto.
- Value: As a used purchase, the IONIQ 5 represents exceptional value, offering advanced EV technology, rapid charging capabilities (800V architecture allows 10-80% charge in as little as 18 minutes), and a distinctive design at a more accessible price point than when new.
- Other Standout Features: Its vehicle-to-load (V2L) function allows the car to power external appliances, making it incredibly versatile for camping or emergencies, truly setting it apart in the used EV landscape.
Here's a look at the Hyundai IONIQ 5:
Financing an IONIQ 5:
The Hyundai IONIQ 5 isn't just a revolutionary electric vehicle; it's also an incredibly smart choice for financing. Its strong residual values and high desirability mean it holds its value exceptionally well. This is fantastic news for PCP finance customers, as it often translates to lower monthly payments and greater equity at the end of your agreement.
We believe in making finance accessible and transparent. That's why our APR rates for the IONIQ 5 start from a competitive 7.9%, with a representative APR of 8.9%. We also offer flexible terms, capable of funding models of various ages. Our advanced comparison technology works tirelessly to find the best lender and most suitable rates for your chosen IONIQ 5. Why not try a comparison today and see how affordable driving an IONIQ 5 can be?
Hyundai IONIQ 5 finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Hyundai IONIQ 5 with our free PCP and HP calculator. Why accept a high 14.30% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £35.89 per month on used Hyundai finance deals.
 | Average dealer | |
|---|---|---|
| Representative APR | 8.65% | 11.51% |
| Monthly payment | £444 | £479 |
| Total payable | £22,725 | £24,506 |
| Monthly saving | £36 | N/A |
Statistics based on a sample size of 48 real Hyundai finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026
Get an instant estimate
Latest Hyundai IONIQ 5 finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
N 16,382 miles 15th May 2026 More details | £42,544 £4,284 deposit over 60 months | 8.9% | £517.99 | £20,500 | £71.10 |
N 16,382 miles 15th May 2026 More details | £42,544 £4,284 deposit over 48 months | 8.9% | £944.06 | N/A | £50.31 |
N 15,500 miles 12th May 2026 More details | £42,000 £2,000 deposit over 48 months | 7.9% | £610.71 | £20,676 | £155.64 |
N 15,500 miles 12th May 2026 More details | £42,450 £2,000 deposit over 48 months | 7.9% | £621.85 | £20,676 | £156.87 |
N 15,500 miles 12th May 2026 More details | £42,450 £2,000 deposit over 48 months | 7.9% | £980.45 | N/A | £113.57 |
N 15,500 miles 12th May 2026 More details | £42,450 £4,245 deposit over 48 months | 8.9% | £942.70 | N/A | £90.75 |
160kW Premium 73 kWh 5dr Auto 38,060 miles 9th Apr 2026 More details | £16,299 £500 deposit over 48 months | 8.9% | £243.26 | £8,598 | £39.03 |
160kW Premium 73 kWh 5dr Auto 38,060 miles 8th Apr 2026 More details | £16,299 £800 deposit over 48 months | 8.9% | £235.73 | £8,598 | £38.50 |
160kW Premium 73 kWh 5dr Auto 38,060 miles 8th Apr 2026 More details | £16,299 £1,500 deposit over 48 months | 8.9% | £218.14 | £8,598 | £37.28 |
73kWh Premium Auto 5dr 38,060 miles 30th Mar 2026 More details | £16,399 £2,000 deposit over 48 months | 8.9% | £213.49 | £8,296 | £36.18 |
N Performance Blue Matte Paint 8,533 miles 17th Mar 2026 More details | £44,795 £0 deposit over 60 months | 7.9% | £564.49 | £25,000 | £42.52 |
N Performance Blue Matte Paint 8,533 miles 17th Mar 2026 More details | £44,795 £0 deposit over 60 months | 7.9% | £901.19 | £838.22 | £30.31 |
Premium 50,445 miles 12th Jan 2026 More details | £13,990 £0 deposit over 48 months | 8.9% | £228.77 | £6,864.75 | £41.87 |
Premium 50,445 miles 12th Jan 2026 More details | £13,990 £1,399 deposit over 48 months | 8.9% | £193.64 | £6,864.75 | £38.80 |
Calculations based on the last 14 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
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