Kia Niro finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Kia Niro with our free PCP and HP calculator. Why accept a high 14.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £34.23 per month on used Kia finance deals.
| Average dealer | ||
|---|---|---|
| Representative APR | 8.90% | 11.69% |
| Monthly payment | £398 | £432 |
| Total payable | £19,615 | £21,302 |
| Monthly saving | £34 | N/A |
Statistics based on a sample size of 48 real Kia finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026
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Latest Kia Niro finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
64.8kWh 4 Auto 5dr 19,371 miles 18th Aug 2026 More details | £21,350 £5,000 deposit over 48 months | 8.9% | £267.53 | £8,014 | £34.36 |
64.8kWh 4 Auto 5dr 19,371 miles 18th Aug 2026 More details | £21,350 £2,145 deposit over 48 months | 8.9% | £333.30 | £8,346 | £39.12 |
64.8kWh 4 Auto 5dr 24,201 miles 18th Aug 2026 More details | £22,540 £5,000 deposit over 48 months | 8.9% | £294.22 | £8,193 | £41.53 |
64.8kWh 4 Auto 5dr 24,201 miles 18th Aug 2026 More details | £22,540 £2,254 deposit over 48 months | 8.9% | £363.19 | £8,193 | £32.91 |
1.6 GDi Hybrid 3 5dr DCT 25th Jun 2026 More details | £14,752 £0 deposit over 48 months | 8.9% | £209.40 | £9,022 | £56.29 |
1.6 GDi Hybrid 3 5dr DCT 25th Jun 2026 More details | £14,752 £0 deposit over 48 months | 8.9% | £364.00 | N/A | £38.90 |
64.8kWh 4 Auto 5dr 19,665 miles 31st Mar 2026 More details | £20,150 £2,000 deposit over 36 months | 8.9% | £144.41 | £17,681.50 | £55.51 |
Calculations based on the last 7 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
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