The best used Lamborghini Urus finance deals
Use our Lamborghini Urus finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Lamborghini dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the Urus on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.
Why choose an Lamborghini Urus?
Looking for a Lamborghini Urus? You have great taste. It is an absolute powerhouse—the most practical car Lamborghini has ever made, combining supercar performance with genuine everyday SUV usability. But buying a high-performance luxury SUV shouldn't mean paying over the odds to fund it.
Some main dealer finance rates at this level are already well priced. But we do things differently. At Prefinance, we cut out the middleman. You find the exact Urus you want—whether it's on AutoTrader, Motors.co.uk, or sitting in an independent showroom—and we sort out the money at a rate that beats the dealer.
We offer highly competitive terms, with APRs from just 7.9%.
Why choose a Lamborghini Urus? The Urus is a game-changer. It gives you the legendary badge and dramatic style of a supercar, but with seating for five and a boot that can actually handle your luggage.
Because there are a few different versions available- from the original twin-turbo V8 to the newer Performante and plug-in hybrid SE models—performance figures vary slightly. However, you can expect 0-62 mph times as quick as 3.1 seconds, top speeds reaching nearly 190 mph, and power outputs stretching all the way up to 800 horsepower on hybrid models.
It handles with surprising agility thanks to advanced four-wheel drive and rear-wheel steering. Inside, you get an aircraft-style cockpit loaded with luxury leather, dual touchscreens, and customisable driving modes. It is loud, sharp, and turns heads wherever it goes.
Financing an Urus:
We compare multiple brokers and lenders to find you the best possible deal. This means you get to buy the same car for the same price, but with much lower monthly payments.
Here are some real examples of deals we have secured for our clients:
Example 1: 2022 Lamborghini Urus 4.0 V8 BiTurbo (32,200 miles) – PCP Deal
Cash Price: £174,990
Deposit: £5,000
Term: 48 months
Monthly Payment: £2,101.66
Guaranteed Future Value (Final Balloon Payment): £114,990
APR: 7.9%
Monthly saving compared to average dealer finance: £227.83
Example 2: 2021 Lamborghini Urus 4.0 V8 BiTurbo (74,000 miles) – PCP Deal
Cash Price: £130,985
Deposit: £20,000
Term: 48 months
Monthly Payment: £1,577.49
Guaranteed Future Value (Final Balloon Payment): £63,800
APR: 7.9%
Monthly saving compared to average dealer finance: £210.70
Example 3: 2025 Lamborghini Urus 4.0T V8 PHEV SE – Hire Purchase
Cash Price: £229,000
Deposit: £20,000
Term: 36 months
Monthly Payment: £6,531.43
APR: 8.1%
Monthly saving compared to average dealer finance: £528.15
How it works: Getting your finance sorted is remarkably straightforward.
Because the Urus retains strong residual values, it is a fantastic vehicle to fund via Personal Contract Purchase (PCP). Deferring a large final payment keeps your monthly outlay far lower. If you prefer to own the car outright with no balloon payment at the end, standard Hire Purchase (HP) is also available.
The average dealer APR for a used Lamborghini currently sits around 10.5% to 11%. By using our matching technology, our customers save an average of £272 every single month. Over a typical agreement, that adds up to thousands saved in interest.
Ready to drive your Urus? Do not let high dealer rates hold you back. We can fund models of various ages and specs, ensuring you get the right package for your personal circumstances.
Use our Lamborghini Urus finance calculator today. Just paste a link to the car you have found, type in the registration number, or search by make and model. We will do all the hard work for you.
Lamborghini Urus finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Lamborghini Urus with our free PCP and HP calculator. Why accept a high 13.40% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £272.23 per month on used Lamborghini finance deals.
 | Average dealer | |
|---|---|---|
| Representative APR | 7.90% | 10.51% |
| Monthly payment | £3,308 | £3,580 |
| Total payable | £153,051 | £165,920 |
| Monthly saving | £272 | N/A |
Statistics based on a sample size of 20 real Lamborghini finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026
Get an instant estimate
Latest Lamborghini Urus finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
4.0T V8 800 PHEV SE 5dr Auto 4th Aug 2026 More details | £229,000 £20,000 deposit over 36 months | 8.1% | £6,531.43 | N/A | £528.15 |
4.0 V8 BiTurbo Auto 4WD Euro 6 5dr 74,000 miles 12th Apr 2026 More details | £130,985 £20,000 deposit over 48 months | 7.9% | £1,577.49 | £63,800 | £210.70 |
4.0 V8 BiTurbo Auto 4WD Euro 6 5dr 74,000 miles 12th Feb 2026 More details | £131,985 £13,198 deposit over 48 months | 7.9% | £1,711.19 | £67,030 | £202.10 |
4.0 V8 BiTurbo Auto 4WD Euro 6 5dr 53,230 miles 12th Feb 2026 More details | £146,995 £30,000 deposit over 48 months | 7.9% | £1,499.42 | £76,230 | £200.84 |
4.0 V8 BiTurbo Auto 4WD Euro 6 5dr 32,200 miles 12th Feb 2026 More details | £174,990 £5,000 deposit over 48 months | 7.9% | £2,101.66 | £114,990 | £227.83 |
4.0 V8 BiTurbo Auto 4WD Euro 6 5dr 59,900 miles 12th Feb 2026 More details | £139,975 £1,000 deposit over 48 months | 7.9% | £3,368.56 | N/A | £335.05 |
Calculations based on the last 6 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
Frequently asked questions
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