The best used Mercedes-Benz EQS finance deals
Use our Mercedes-Benz EQS finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Mercedes-Benz dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the EQS on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.
Why choose an Mercedes-Benz EQS?
The used Mercedes-Benz EQS car stands out as a true game-changer in the electric luxury sedan segment. It's not just an EV; it's a statement of sophistication, innovation, and sustainable performance. Perfect for the discerning driver who desires cutting-edge technology, unparalleled comfort, and a commitment to environmental responsibility, the EQS offers a premium experience that's hard to match, especially on the used market.
Under the hood, the EQS delivers exhilarating performance, with models like the EQS 450+ offering 0-60 mph in around 5.5 seconds and the EQS 580 4MATIC achieving it in a blistering 4.1 seconds, all with a smooth, silent ride thanks to its advanced electric drivetrain. Inside, the cabin is a sanctuary of luxury, featuring high-quality materials, ambient lighting, and the show-stopping MBUX Hyperscreen, a massive, curved display that spans the entire dashboard. As a used purchase, the EQS represents exceptional value, offering a significant saving over new while still providing access to its groundbreaking technology, impressive range, and the prestige of the Mercedes-Benz brand. Its advanced driver-assistance systems and over-the-air update capabilities ensure it remains a modern and relevant choice for years to come.
Financing an EQS:
Financing your Mercedes-Benz EQS couldn't be more straightforward, thanks to its exceptional residual values and enduring desirability. This translates into significant benefits for you, especially with Personal Contract Purchase (PCP) finance. The strong projected future value of the EQS means lower monthly payments, making luxury electric driving more accessible than ever.
We offer competitive APR rates starting from 7.9%, with a representative APR of 8.9%*, ensuring your finance package is as attractive as the car itself.
Our flexible terms mean we can fund EQS models of various ages, and our advanced comparison technology diligently searches for the best lender tailored to your specific vehicle. Discover how easy and affordable it can be to drive your EQS by trying a no-obligation comparison today.
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Mercedes-Benz EQS finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Mercedes-Benz EQS with our free PCP and HP calculator. Why accept a high 13.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £69.42 per month on used Mercedes-Benz finance deals.
 | Average dealer | |
|---|---|---|
| Representative APR | 8.69% | 12.32% |
| Monthly payment | £492 | £562 |
| Total payable | £23,019 | £26,271 |
| Monthly saving | £69 | N/A |
Statistics based on a sample size of 43 real Mercedes-Benz finance calculations and comparisons from 12/1/2025 to 2/12/2026. Data last updated on 2/12/2026
Get an instant estimate
Latest Mercedes-Benz EQS finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
EQS 450+ 108.4kWh AMG Line (Premium) Saloon Auto 5dr 4,237 miles 15th Aug 2026 More details | £50,290 £5,029 deposit over 48 months | 8.1% | £779.60 | £18,821.83 | £87.64 |
EQS 450+ 108.4kWh Exclusive Luxury Saloon Auto 5dr 40,000 miles 15th Aug 2026 More details | £48,995 £5,000 deposit over 48 months | 8.1% | £785.55 | £16,766 | £54.87 |
EQS 350 96kWh AMG Line (Premium Plus) Saloon Auto 5dr 2,416 miles 14th Jul 2026 More details | £50,000 £6,000 deposit over 48 months | 7.9% | £718.55 | £20,176 | £52.34 |
EQS 350 96kWh AMG Line (Premium Plus) Saloon Auto 5dr 2,416 miles 14th Jul 2026 More details | £53,995 £5,400 deposit over 48 months | 7.9% | £831.96 | £20,176 | £43.75 |
AMG Line 37,736 miles 17th Apr 2026 More details | £38,995 £3,877 deposit over 48 months | 8.9% | £629.50 | £14,140 | £80.18 |
EQS 450 4M 265kW Business Class 108kWh 5dr Auto 27th Feb 2026 More details | £78,500 £4,000 deposit over 48 months | 7.9% | £1,164.92 | £37,000 | £180.27 |
EQS 450 4M 265kW Business Class 108kWh 5dr Auto 27th Feb 2026 More details | £78,500 £4,000 deposit over 60 months | 7.9% | £1,002.64 | £37,000 | £181.35 |
EQS 580 4M 400kW AMG Line Premium+ 108kWh 5dr Auto 47,758 miles 8th Feb 2026 More details | £68,950 £17,238 deposit over 48 months | 7.9% | £728.90 | £30,060 | £181.00 |
EQS 450+ 245kW Exclusive Luxury 108kWh 4dr Auto 25,689 miles 8th Feb 2026 More details | £47,750 £11,938 deposit over 48 months | 8.9% | £496.58 | £22,560 | £105.78 |
Calculations based on the last 9 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
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