The best used Mercedes-Benz S Class Saloon finance deals

Use our Mercedes-Benz S Class Saloon finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Mercedes-Benz dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the S Class Saloon on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.

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Why choose an Mercedes-Benz S Class Saloon?

The used Mercedes-Benz S-Class Saloon stands as a beacon of automotive excellence, offering unparalleled luxury and sophisticated engineering at a fraction of its original cost. It occupies a unique position in the pre-owned market, providing an accessible entry point into the world of executive-class motoring. This is the perfect vehicle for discerning buyers who crave opulence, advanced technology, and a serene driving experience without the new car price tag.

Under the bonnet, expect refined powerplants like the S500's 4.7-liter twin-turbo V8, delivering effortless acceleration from 0-60 mph in around 4.8 seconds, paired with a smooth 9G-TRONIC automatic transmission and available 4MATIC all-wheel drive for confident handling. Inside, the S-Class cocoons occupants in a sanctuary of premium materials such as supple Nappa leather, open-pore wood trims, and cutting-edge technology like the dual 12.3-inch high-resolution displays for the MBUX infotainment system and digital instrument cluster. As a used purchase, it represents exceptional value, offering features and build quality that rival many new luxury vehicles at a significantly reduced price point. Furthermore, innovative features like MAGIC BODY CONTROL (where available) scan the road ahead to pre-adjust the suspension, ensuring an unbelievably smooth ride.

Financing a S Class Saloon:

Mercedes-Benz S-Class Saloon: Smart Financing for an Icon

The Mercedes-Benz S-Class Saloon isn't just a statement of luxury; it's a smart financial choice, especially when it comes to financing. Its exceptional desirability and strong residual values make it an ideal candidate for Personal Contract Purchase (PCP) finance. This means your monthly payments can be surprisingly accessible, as a significant portion of the vehicle's value is deferred to an optional final payment.

We offer competitive APR rates starting from just 7.9%, with a representative APR of 8.9%. Our finance solutions are incredibly flexible, covering S-Class models of various ages. Thanks to our advanced comparison technology, we meticulously search a wide panel of lenders to find the absolute best finance deal tailored to your chosen vehicle.

Discover just how attainable the S-Class Saloon can be. Try a no-obligation finance comparison today and experience the blend of luxury and financial savvy.

Mercedes-Benz S Class Saloon finance calculator

Rates from 7.9% APR.
Work out the monthly payments on any Mercedes-Benz S Class Saloon with our free PCP and HP calculator. Why accept a high 13.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £69.42 per month on used Mercedes-Benz finance deals.

Prefinance logoAverage dealer
Representative APR 8.69%12.32%
Monthly payment £492£562
Total payable £23,019£26,271
Monthly saving £69N/A

Statistics based on a sample size of 43 real Mercedes-Benz finance calculations and comparisons from 12/1/2025 to 2/12/2026. Data last updated on 2/12/2026

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£
PCP only: how much would it cost for you to buy the vehicle at the end of your finance agreement?

Latest Mercedes-Benz S Class Saloon finance quotes

We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.

Price Rep. APR Monthly payment GFV or Final payment Monthly saving
S450L AMG Line 4dr 9G-Tronic
69,002 miles
8th Feb 2026
More details
£26,000
£6,500 deposit over 48 months
8.9% £480.22 £534.01 £43.79

Calculations based on the last 1 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.

Frequently asked questions

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