MINI COOPER finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any MINI COOPER with our free PCP and HP calculator. Why accept a high 19.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £23.12 per month on used MINI finance deals.
| Average dealer | ||
|---|---|---|
| Representative APR | 8.90% | 14.10% |
| Monthly payment | £248 | £271 |
| Total payable | £12,394 | £13,624 |
| Monthly saving | £23 | N/A |
Statistics based on a sample size of 3 real MINI finance calculations and comparisons from 12/1/2025 to 2/12/2026. Data last updated on 2/12/2026
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Latest MINI COOPER finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
1.5C Exclusive Steptronic Euro 6 (s/s) 3dr 14,439 miles 12th Apr 2026 More details | £17,950 £4,000 deposit over 48 months | 8.9% | £171.53 | £10,014 | £46.92 |
Classic 3,800 miles 29th Nov 2025 More details | £23,400 £2,340 deposit over 48 months | 8.9% | £352.98 | £9,852.91 | £44.96 |
Calculations based on the last 2 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
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