The best used Polestar 4 finance deals
Use our Polestar 4 finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Polestar dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the 4 on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.
Why choose an Polestar 4?
The used Polestar 4 car truly carves out a unique and compelling niche in the pre-owned EV market. It stands as a beacon for discerning drivers who crave a blend of Scandinavian design, exhilarating electric performance, and cutting-edge technology, all within a sleek, coupe-SUV package. This model is perfect for those looking to make a statement, prioritizing sustainability without compromising on driving dynamics or sophisticated comfort.
Under the hood, the Polestar 4 delivers electrifying performance. With options including a Long Range Dual Motor setup capable of 0-60 mph in approximately 3.8 seconds, its instant torque and precise handling, aided by a balanced all-wheel-drive system, offer an engaging driving experience. Inside, luxury meets innovation with premium, sustainable materials, an expansive 15.4-inch infotainment system powered by Android Automotive OS, and a panoramic glass roof, ensuring every journey is comfortable and connected. As a used purchase, the Polestar 4 represents exceptional value, offering access to advanced EV technology and premium build quality at a more accessible price point than new. Its distinctive rear-windowless design, enhancing rear passenger privacy and safety, is a standout feature that truly sets it apart.
Financing a 4:
The Polestar 4 stands out as an excellent choice for financing, particularly for those considering Personal Contract Purchase (PCP) finance. Its strong residual values and high desirability in the market mean that the future value of the vehicle is projected to remain robust. This directly benefits PCP customers, as a higher residual value can lead to lower monthly payments, making the Polestar 4 even more accessible.
We offer competitive APR rates starting from just 7.9%, with a representative APR of 8.9%. Our finance solutions are designed to be flexible, allowing us to fund Polestar 4 models of various ages. Thanks to our advanced comparison technology, we can quickly identify the best lender and finance package tailored to your specific vehicle and circumstances. Discover your personalized finance options today by trying a comparison on our website.
Polestar 4 finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Polestar 4 with our free PCP and HP calculator. Why accept a high 12.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £33.32 per month on used Polestar finance deals.
 | Average dealer | |
|---|---|---|
| Representative APR | 8.90% | 11.34% |
| Monthly payment | £403 | £436 |
| Total payable | £18,259 | £19,775 |
| Monthly saving | £33 | N/A |
Statistics based on a sample size of 16 real Polestar finance calculations and comparisons from 12/1/2025 to 2/12/2026. Data last updated on 2/12/2026
Get an instant estimate
Latest Polestar 4 finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
Dual motor 101 miles 7th May 2026 More details | £52,990 £8,000 deposit over 48 months | 7.9% | £680.66 | £23,598.35 | £83.12 |
Dual motor 101 miles 7th May 2026 More details | £52,990 £6,000 deposit over 60 months | 7.9% | £678.91 | £20,000 | £82.65 |
Dual motor 101 miles 7th May 2026 More details | £52,990 £6,000 deposit over 60 months | 7.9% | £692.87 | £19,000 | £81.64 |
Dual motor 101 miles 7th May 2026 More details | £52,990 £6,000 deposit over 60 months | 7.9% | £944.45 | N/A | £63.00 |
Dual motor 101 miles 7th May 2026 More details | £52,990 £10,000 deposit over 48 months | 7.9% | £631.32 | £23,598.35 | £80.52 |
Dual motor 101 miles 7th May 2026 More details | £52,990 £6,000 deposit over 48 months | 7.9% | £730.04 | £23,598.35 | £85.74 |
Dual motor 101 miles 7th May 2026 More details | £52,990 £11,500 deposit over 48 months | 7.9% | £594.31 | £23,598.35 | £70.59 |
Long range Single motor 101 miles 22nd Apr 2026 More details | £38,990 £1,000 deposit over 48 months | 8.9% | £643.83 | £17,377.25 | £44.93 |
200kW 100kWh Long Range Single Motor Plus 5dr Auto 22nd Apr 2026 More details | £32,500 £5,000 deposit over 48 months | 8.9% | £396.01 | £16,500 | £49.17 |
Long Range Single Motor Plus 5dr Auto 5,599 miles 7th Jan 2026 More details | £36,449 £4,000 deposit over 48 months | 8.9% | £504.04 | £17,411 | £60.04 |
Long Range Single Motor Plus 5dr Auto 5,599 miles 7th Jan 2026 More details | £36,449 £3,645 deposit over 49 months | 8.9% | £506.15 | £17,411 | £60.51 |
200kW 100kWh Long Range Single Motor Plus 5dr Auto 6th Jan 2026 More details | £39,990 £0 deposit over 48 months | 8.9% | £672.74 | £18,571.15 | £94.56 |
Calculations based on the last 12 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
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