2023 BMW M4 finance comparison
Here's a comparison quote for a 2023 BMW M4 - M4 xDrive Competition M 2dr Step Auto. This comparison was created on 12/10/2025. Ready to see what you could save on your next BMW? Simply add a vehicle by reg, make/model or by entering the URL for the listing from the dealer's website and we'll do the rest.

www.sytner.co.uk
Price
£57,000
£57,000
Deposit
£14,250
£14,250
Balance
£42,750
£42,750
Term
47 months
47 months
Rep. APR Representative APR
8.9%
13.9%
Monthly payment
£656.48
£761.22
GFV Guaranteed final value
£23,853*
£23,853
Monthly savings
£105
N/A
Interest savings
£4,923
N/A
Our assumptions
To provide our comparisons, we make the following assumptions:
1
You have a good credit rating and will qualify for the provider's best available rate.2
The vehicle you have chosen is from a dealer who is FCA authorised.3
If the example is for a personal contract plan (PCP), that the GFV (guaranteed future value) is the same. If the lender is different from the dealer's lender, the GFV could be higher or lower, which will affect your monthly payments.4
That the deposit is the same. You can change the deposit using the edit button)5
For Lease Purchase you will need to request a quote from one of partners by submitting an application.BMW M4 finance calculator
Create your own quote with our BMW M4 finance calculator and save up to 30% on in interest compared to UK dealer finance.
About this 2023 BMW M4
M4 xDrive Competition M 2dr Step Auto
Price
£57,000
Year
2023
Mileage
15,424 miles
Body type
Coupe
Fuel type
Petrol
Engine
3.0L
Gearbox
Automatic
Doors
2
Seats
4
Emission class
EURO 6
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More BMW M4 quotes
More finance comparison examples for the BMW M4.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
3.0 BiTurbo Competition Steptronic Euro 6 (s/s) 2dr 35,000 miles 29th Aug 2026 More details | £44,689 £4,469 deposit over 48 months | 8.1% | £615.24 | £21,000 | £59.43 |
3.0 BiTurbo Competition Steptronic Euro 6 (s/s) 2dr 35,000 miles 29th Aug 2026 More details | £44,689 £4,469 deposit over 48 months | 8.1% | £635.75 | £19,868.98 | £58.48 |
M4 xDrive 530 Competition M 2dr Step Auto 7th Jun 2026 More details | £61,500 £10,000 deposit over 36 months | 7.9% | £1,605.01 | N/A | £132.37 |
Competition 26,300 miles 29th May 2026 More details | £35,000 £3,500 deposit over 48 months | 8.9% | £777.25 | N/A | £61.96 |
Competition 77,536 miles 5th May 2026 More details | £38,495 £3,850 deposit over 48 months | 8.9% | £854.86 | N/A | £53.13 |
Competition 39,400 miles 24th Apr 2026 More details | £36,999 £3,700 deposit over 36 months | 8.9% | £576.87 | £20,000 | £84.62 |
Competition 39,400 miles 24th Apr 2026 More details | £36,999 £3,700 deposit over 48 months | 8.9% | £821.64 | N/A | £58.56 |
Competition 39,400 miles 24th Apr 2026 More details | £36,999 £3,700 deposit over 48 months | 8.9% | £821.64 | N/A | £58.56 |
Competition 6,400 miles 22nd Apr 2026 More details | £69,989 £6,999 deposit over 48 months | 7.9% | £1,526.79 | N/A | £82.64 |
3.0 BiTurbo Competition Steptronic Euro 6 (s/s) 2dr 26,593 miles 20th Mar 2026 More details | £52,995 £20,000 deposit over 36 months | 8.9% | £426.94 | £25,586.03 | £114.40 |
Calculations based on the last 10 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.



