2022 BMW X5 finance comparison
Here's a comparison quote for a 2022 BMW X5 - 3.0 30d MHT M Sport Auto xDrive Euro 6 (s/s) 5dr. This comparison was created on 9/2/2026. Ready to see what you could save on your next BMW? Simply add a vehicle by reg, make/model or by entering the URL for the listing from the dealer's website and we'll do the rest.

www.autotrader.co.uk
Price
£36,500
£36,500
Deposit
£3,680
£3,680
Balance
£32,820
£32,820
Term
48 months
48 months
Rep. APR Representative APR
9.4%
11.9%
Monthly payment
£540.56
£582.9
GFV Guaranteed final value
£16,446.79*
£16,446.79
Monthly savings
£43
N/A
Interest savings
£2,033
N/A
Our assumptions
To provide our comparisons, we make the following assumptions:
1
You have a good credit rating and will qualify for the provider's best available rate.2
The vehicle you have chosen is from a dealer who is FCA authorised.3
If the example is for a personal contract plan (PCP), that the GFV (guaranteed future value) is the same. If the lender is different from the dealer's lender, the GFV could be higher or lower, which will affect your monthly payments.4
That the deposit is the same. You can change the deposit using the edit button)5
For Lease Purchase you will need to request a quote from one of partners by submitting an application.BMW X5 finance calculator
Create your own quote with our BMW X5 finance calculator and save up to 30% on in interest compared to UK dealer finance.
About this 2022 BMW X5
3.0 30d MHT M Sport Auto xDrive Euro 6 (s/s) 5dr

Price
£36,500
Year
2022
Mileage
53,143 miles
Body type
SUV
Fuel type
Diesel Hybrid
Engine
3.0L
Gearbox
Automatic
Doors
5
Seats
5
Emission class
Euro 6
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More BMW X5 quotes
More finance comparison examples for the BMW X5.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
xDrive30d MHT M Sport 5dr Auto 5th Sep 2026 More details | £58,999 £4,000 deposit over 36 months | 8.1% | £1,718.77 | N/A | £35.34 |
3.0 50e 25.7kWh M Sport Steptronic xDrive Euro 6 (s/s) 5dr 8,950 miles 3rd Sep 2026 More details | £60,950 £6,095 deposit over 48 months | 8.1% | £839.67 | £28,609 | £194.05 |
3.0 30d MHT M Sport Auto xDrive Euro 6 (s/s) 5dr 52,078 miles 2nd Sep 2026 More details | £40,790 £4,079 deposit over 48 months | 9.4% | £552.74 | £21,332.74 | £103.59 |
3.0 30d MHT M Sport Auto xDrive Euro 6 (s/s) 5dr 53,143 miles 2nd Sep 2026 More details | £36,500 £3,680 deposit over 48 months | 9.4% | £540.56 | £16,446.79 | £42.34 |
4.4 M50i V8 Auto xDrive Euro 6 (s/s) 5dr 40,663 miles 29th Aug 2026 More details | £48,990 £2,000 deposit over 48 months | 8.1% | £765.77 | £21,944.84 | £50.55 |
4.4 M50i V8 Auto xDrive Euro 6 (s/s) 5dr 40,663 miles 29th Aug 2026 More details | £48,990 £4,899 deposit over 48 months | 8.1% | £693.97 | £21,944.84 | £48.26 |
xDrive40d MHT M Sport 5dr Auto 26th Aug 2026 More details | £56,000 £20,970 deposit over 48 months | 9.4% | £412.96 | £26,829.21 | £108.28 |
3.0 40d MHT M Sport Auto xDrive Euro 6 (s/s) 5dr 30,252 miles 16th Aug 2026 More details | £44,500 £4,450 deposit over 48 months | 8.1% | £581.83 | £22,610.32 | £95.49 |
xDrive30d M Sport 5dr Auto 1st Aug 2026 More details | £34,995 £6,000 deposit over 60 months | 8.9% | £595.66 | N/A | £66.66 |
M Sport 25,459 miles 20th Jun 2026 More details | £44,990 £4,499 deposit over 48 months | 7.9% | £981.44 | N/A | £106.54 |
Calculations based on the last 10 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.



