2022 VOLVO XC40 finance comparison
Here's a comparison quote for a 2022 VOLVO XC40 - 2.0 B4P Ultimate Dark 5dr Auto. This comparison was created on 3/8/2026. Ready to see what you could save on your next VOLVO? Simply add a vehicle by reg, make/model or by entering the URL for the listing from the dealer's website and we'll do the rest.

Dealer
Price
£25,950
£25,950
Deposit
£10,000
£10,000
Balance
£15,950
£15,950
Term
48 months
48 months
Rep. APR Representative APR
8.9%
11.9%
Monthly payment
£170.55
£204.4
GFV Guaranteed final value
£12,882*
£12,882
Monthly savings
£34
N/A
Interest savings
£1,625
N/A
Our assumptions
To provide our comparisons, we make the following assumptions:
1
You have a good credit rating and will qualify for the provider's best available rate.2
The vehicle you have chosen is from a dealer who is FCA authorised.3
If the example is for a personal contract plan (PCP), that the GFV (guaranteed future value) is the same. If the lender is different from the dealer's lender, the GFV could be higher or lower, which will affect your monthly payments.4
That the deposit is the same. You can change the deposit using the edit button)5
For Lease Purchase you will need to request a quote from one of partners by submitting an application.Volvo Xc40 finance calculator
Create your own quote with our Volvo Xc40 finance calculator and save up to 30% on in interest compared to UK dealer finance.
About this 2022 VOLVO XC40
2.0 B4P Ultimate Dark 5dr Auto
Price
£25,950
Year
2022
Colour
BLACK
Volvo PCP and HP Finance for all UK models
Save up to 30% on dealer finance
More Volvo Xc40 quotes
More finance comparison examples for the Volvo Xc40.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
2.0 B4 MHEV Ultimate DCT Auto Euro 6 (s/s) 5dr 43,830 miles 4th Aug 2026 More details | £24,499 £0 deposit over 48 months | 8.9% | £420.62 | £10,902 | £71.47 |
2.0 B4 MHEV Ultimate DCT Auto Euro 6 (s/s) 5dr 43,830 miles 4th Aug 2026 More details | £24,499 £2,450 deposit over 48 months | 8.9% | £359.09 | £10,902 | £61.19 |
2.0 D4 R-Design AWD 60,829 miles 14th May 2026 More details | £18,847 £2,000 deposit over 48 months | 8.9% | £325.08 | £5,490 | £105.22 |
2.0 B4P Ultra Dark 5dr Auto 27th Mar 2026 More details | £32,990 £3,000 deposit over 48 months | 8.9% | £428.71 | £18,170.96 | £38.51 |
2.0 B4P Ultimate Dark 5dr Auto 8th Mar 2026 More details | £25,950 £10,000 deposit over 48 months | 8.9% | £166.43 | £13,113 | £34.07 |
Calculations based on the last 5 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.



