The best used Audi A4 finance deals
Use our Audi A4 finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Audi dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the A4 on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.
Why choose an Audi A4?
The used Audi A4 car stands out in the pre-owned luxury sedan market as a compelling blend of sophisticated design, engaging performance, and premium comfort, making it an ideal choice for discerning drivers seeking upscale motoring without the new car price tag. It perfectly suits professionals, small families, or anyone desiring a refined daily driver with a sporty edge and a touch of class.
Under the hood, most used A4 models offer a potent 2.0-liter turbocharged four-cylinder engine, often delivering around 200-250 horsepower, paired with quattro all-wheel drive for confident handling and grip in all conditions. The interior is a masterclass in German engineering, featuring high-quality materials, comfortable seating, and an intuitive infotainment system like MMI, often with Apple CarPlay/Android Auto integration. As a used purchase, the A4 offers exceptional value, depreciating slower than some rivals and providing access to luxury features and performance at a significantly reduced cost. Its timeless styling and robust build quality ensure it remains a desirable and reliable option for years to come.
Financing an A4:
Financing an Audi A4 can be a smart choice, and here's why. The A4 boasts strong residual values and enduring desirability, making it a sound investment. This is particularly beneficial for PCP (Personal Contract Purchase) finance customers, as it often translates to lower monthly payments and a valuable asset at the end of the term.
We offer competitive APR rates starting from 7.9%, with a representative APR of 8.9%. Our flexible terms mean we can fund Audi A4 models of various ages, ensuring you find the perfect match. Our advanced comparison technology works to find the best lender for your specific vehicle, making the process straightforward and accessible. Why not try a comparison today and see how easily you could be driving your own Audi A4?
Audi A4 finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Audi A4 with our free PCP and HP calculator. Why accept a high 18.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £54.46 per month on used Audi finance deals.
 | Average dealer | |
|---|---|---|
| Representative APR | 8.78% | 12.09% |
| Monthly payment | £545 | £600 |
| Total payable | £25,852 | £28,472 |
| Monthly saving | £54 | N/A |
Statistics based on a sample size of 293 real Audi finance calculations and comparisons from 1/13/2026 to 7/13/2026. Data last updated on 7/13/2026
Get an instant estimate
Latest Audi A4 finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
30,153 miles 25th Sep 2026 More details | £23,726 £2,383 deposit over 48 months | 8.9% | £348.17 | £10,520.30 | £57.61 |
30,153 miles 25th Sep 2026 More details | £23,726 £2,383 deposit over 48 months | 8.9% | £348.17 | £10,520.30 | £57.38 |
30,153 miles 25th Sep 2026 More details | £23,726 £2,383 deposit over 48 months | 8.9% | £348.17 | £10,520.30 | £57.38 |
16,355 miles 24th Sep 2026 More details | £23,161 £2,316 deposit over 48 months | 8.9% | £300.87 | £12,468.75 | £33.05 |
22,184 miles 24th Sep 2026 More details | £23,427 £2,343 deposit over 48 months | 8.9% | £326.43 | £11,372.50 | £32.46 |
41,571 miles 23rd Sep 2026 More details | £20,159 £2,016 deposit over 48 months | 8.9% | £291.54 | £9,191.25 | £54.46 |
43,960 miles 23rd Sep 2026 More details | £19,780 £1,978 deposit over 48 months | 8.9% | £292.73 | £8,645 | £52.83 |
31,208 miles 23rd Sep 2026 More details | £19,000 £1,900 deposit over 48 months | 8.9% | £421.94 | N/A | £45.08 |
22,184 miles 23rd Sep 2026 More details | £23,427 £2,343 deposit over 48 months | 8.9% | £326.43 | £11,372.50 | £32.46 |
16,355 miles 23rd Sep 2026 More details | £23,161 £2,316 deposit over 48 months | 8.9% | £300.87 | £12,468.75 | £33.05 |
14,344 miles 23rd Sep 2026 More details | £22,821 £2,282 deposit over 48 months | 8.9% | £309.30 | £11,566.25 | £44.17 |
45,850 miles 23rd Sep 2026 More details | £18,000 £1,800 deposit over 48 months | 8.9% | £260.54 | £8,193.75 | £48.62 |
2.0 TDI 35 Black Edition S Tronic Euro 6 (s/s) 4dr 66,134 miles 6th Aug 2026 More details | £19,790 £2,000 deposit over 48 months | 8.9% | £291.36 | £8,704 | £32.08 |
2.0 TDI 35 Black Edition S Tronic Euro 6 (s/s) 4dr 66,134 miles 6th Aug 2026 More details | £19,790 £3,000 deposit over 48 months | 8.9% | £266.25 | £8,704 | £30.77 |
Black Edition 48,400 miles 25th May 2026 More details | £14,950 £0 deposit over 60 months | 8.9% | £307.12 | N/A | £47.34 |
Black Edition 48,400 miles 25th May 2026 More details | £14,950 £1,495 deposit over 48 months | 8.9% | £332.00 | N/A | £41.42 |
S line 51,000 miles 18th May 2026 More details | £17,490 £1,749 deposit over 48 months | 8.9% | £388.40 | N/A | £48.41 |
Black Edition 17,755 miles 17th Apr 2026 More details | £26,088 £2,624 deposit over 48 months | 8.9% | £376.92 | £11,893 | £56.81 |
Black Edition 17,755 miles 17th Apr 2026 More details | £26,088 £2,624 deposit over 48 months | 8.9% | £578.97 | N/A | £41.01 |
40 TDI Quattro Black Edition 5dr S Tronic 27th Feb 2026 More details | £21,995 £2,000 deposit over 48 months | 8.9% | £362.00 | £7,850 | £45.38 |
35 TDI Technik 5dr S Tronic 5th Feb 2026 More details | £19,100 £0 deposit over 36 months | 8.9% | £328.00 | £11,587.50 | £31.80 |
35 TDI Technik 5dr S Tronic 1st Feb 2026 More details | £19,100 £1,000 deposit over 36 months | 8.9% | £295.61 | £11,587.50 | £30.69 |
35 TDI Technik 5dr S Tronic 1st Feb 2026 More details | £19,100 £0 deposit over 36 months | 8.9% | £328.00 | £11,587.50 | £31.80 |
35 TDI Technik 5dr S Tronic 1st Feb 2026 More details | £19,100 £1,000 deposit over 36 months | 8.9% | £295.61 | £11,587.50 | £30.69 |
Calculations based on the last 24 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
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