2024 BMW 3 SERIES finance comparison
Here's a comparison quote for a 2024 BMW 3 SERIES - 320i M Sport 4dr Step Auto. This comparison was created on 6/3/2026. Ready to see what you could save on your next BMW? Simply add a vehicle by reg, make/model or by entering the URL for the listing from the dealer's website and we'll do the rest.

Dealer
Price
£27,880
£27,880
Deposit
£5,000
£5,000
Balance
£22,880
£22,880
Term
48 months
48 months
Rep. APR Representative APR
8.9%
11.9%
Monthly payment
£255.53
£303.47
GFV Guaranteed final value
£17,870*
£17,870
Monthly savings
£48
N/A
Interest savings
£2,302
N/A
Our assumptions
To provide our comparisons, we make the following assumptions:
1
You have a good credit rating and will qualify for the provider's best available rate.2
The vehicle you have chosen is from a dealer who is FCA authorised.3
If the example is for a personal contract plan (PCP), that the GFV (guaranteed future value) is the same. If the lender is different from the dealer's lender, the GFV could be higher or lower, which will affect your monthly payments.4
That the deposit is the same. You can change the deposit using the edit button)5
For Lease Purchase you will need to request a quote from one of partners by submitting an application.BMW 3 Series finance calculator
Create your own quote with our BMW 3 Series finance calculator and save up to 30% on in interest compared to UK dealer finance.
About this 2024 BMW 3 SERIES
320i M Sport 4dr Step Auto
Price
£27,880
Year
2024
Colour
BLACK
BMW PCP and HP Finance for all UK models
Save up to 30% on dealer finance
More BMW 3 Series quotes
More finance comparison examples for the BMW 3 Series.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
39,496 miles 25th Sep 2026 More details | £21,995 £2,200 deposit over 48 months | 8.9% | £335.98 | £9,026.29 | £58.10 |
59,741 miles 25th Sep 2026 More details | £23,950 £2,395 deposit over 48 months | 8.9% | £387.59 | £8,611.71 | £36.91 |
48,537 miles 23rd Sep 2026 More details | £23,990 £2,399 deposit over 48 months | 8.9% | £391.83 | £8,424.63 | £36.77 |
40,849 miles 23rd Sep 2026 More details | £22,500 £2,250 deposit over 48 months | 8.9% | £355.75 | £8,558 | £58.35 |
46,411 miles 23rd Sep 2026 More details | £20,990 £2,099 deposit over 48 months | 8.9% | £327.82 | £8,211.36 | £33.02 |
320i M Sport 5dr Step Auto 11th Sep 2026 More details | £26,250 £4,000 deposit over 48 months | 8.9% | £307.03 | £14,100 | £30.41 |
320i M Sport 5dr Step Auto 6th Sep 2026 More details | £26,990 £4,000 deposit over 48 months | 8.9% | £332.27 | £13,728 | £30.81 |
320i M Sport 5dr Step Auto 6th Sep 2026 More details | £26,990 £4,000 deposit over 48 months | 8.9% | £332.27 | £13,728 | £45.37 |
320i M Sport 5dr Step Auto 6th Sep 2026 More details | £27,000 £4,000 deposit over 48 months | 8.9% | £318.69 | £14,501 | £46.21 |
320i M Sport 5dr Step Auto 6th Sep 2026 More details | £27,000 £4,000 deposit over 48 months | 8.9% | £318.69 | £14,501 | £31.41 |
Calculations based on the last 10 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.



