Tesla Model 3 finance calculator
Rates from 7.9% APR.
Work out the monthly payments on any Tesla Model 3 with our free PCP and HP calculator. Why accept a high 12.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £18.24 per month on used Tesla finance deals.
| Average dealer | ||
|---|---|---|
| Representative APR | 8.90% | 11.03% |
| Monthly payment | £338 | £356 |
| Total payable | £16,413 | £17,319 |
| Monthly saving | £18 | N/A |
Statistics based on a sample size of 11 real Tesla finance calculations and comparisons from 12/1/2025 to 2/12/2026. Data last updated on 2/12/2026
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Latest Tesla Model 3 finance quotes
We compare multiple brokers and their lenders to find you the very best deal. You get to buy the same car for same price, but with lower payments.
| Price | Rep. APR | Monthly payment | GFV or Final payment | Monthly saving | |
|---|---|---|---|---|---|
34,540 miles 25th Sep 2026 More details | £22,810 £3,000 deposit over 60 months | 8.9% | £320.31 | £6,781 | £60.60 |
34,540 miles 25th Sep 2026 More details | £22,810 £3,000 deposit over 48 months | 8.9% | £376.44 | £6,781 | £59.87 |
34,540 miles 25th Sep 2026 More details | £22,810 £2,281 deposit over 48 months | 8.9% | £394.51 | £6,781 | £61.60 |
(Dual Motor) Performance Auto 4WDE 4dr (Performance Upgrade) 48,522 miles 5th Sep 2026 More details | £18,495 £1,859 deposit over 48 months | 8.9% | £331.84 | £4,815 | £53.09 |
(Dual Motor) Performance Auto 4WDE 4dr (Performance Upgrade) 47,670 miles 5th Sep 2026 More details | £22,395 £2,240 deposit over 48 months | 8.9% | £384.22 | £6,831 | £49.50 |
(Dual Motor) Performance Auto 4WDE 4dr (Performance Upgrade) 96,974 miles 5th Sep 2026 More details | £17,490 £1,749 deposit over 48 months | 8.9% | £388.40 | N/A | £49.85 |
(Dual Motor) Performance Auto 4WDE 4dr (Performance Upgrade) 96,974 miles 5th Sep 2026 More details | £17,490 £1,749 deposit over 48 months | 8.9% | £388.40 | N/A | £49.85 |
(Dual Motor) Performance Auto 4WDE 4dr (Performance Upgrade) 58,570 miles 5th Sep 2026 More details | £16,990 £1,699 deposit over 48 months | 8.9% | £377.30 | N/A | £30.08 |
RWD 4dr Auto 12,099 miles 19th Jul 2026 More details | £29,985 £9,000 deposit over 48 months | 8.9% | £343.11 | £10,300 | £34.09 |
RWD 4dr Auto 12,099 miles 19th Jul 2026 More details | £29,985 £9,000 deposit over 48 months | 8.9% | £293.95 | £13,053.12 | £36.58 |
RWD 4dr Auto 12,099 miles 19th Jul 2026 More details | £29,985 £2,999 deposit over 48 months | 8.9% | £444.69 | £13,053.12 | £43.67 |
RWD 4dr Auto 12,099 miles 19th Jul 2026 More details | £29,985 £2,999 deposit over 48 months | 8.9% | £444.69 | £13,053.12 | £43.67 |
Performance 6,000 miles 19th Jun 2026 More details | £46,950 £4,695 deposit over 48 months | 7.9% | £1,024.20 | N/A | £111.20 |
Long Range 49,687 miles 14th Jun 2026 More details | £20,100 £2,040 deposit over 60 months | 8.9% | £371.01 | N/A | £32.50 |
Long Range 49,687 miles 14th Jun 2026 More details | £20,100 £2,040 deposit over 48 months | 8.9% | £445.63 | N/A | £31.69 |
21,871 miles 14th May 2026 More details | £26,950 £500 deposit over 60 months | 8.9% | £543.37 | N/A | £39.22 |
21,871 miles 14th May 2026 More details | £26,950 £2,695 deposit over 48 months | 8.9% | £598.49 | N/A | £35.09 |
30,000 miles 14th May 2026 More details | £25,995 £2,600 deposit over 48 months | 8.9% | £577.27 | N/A | £46.01 |
Standard Plus 4dr Auto 19th Feb 2026 More details | £12,200 £0 deposit over 48 months | 8.9% | £187.51 | £6,658.63 | £30.15 |
Calculations based on the last 19 calculations where a saving was available. Saving data does not include any additional admin (or other) fees normally incurred in a finance agreement.
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