The best used Tesla Model X finance deals

Use our Tesla Model X finance calculator to compare PCP and HP payments on the exact car you want - using a URL, a registration number, or just the make and model. Tesla dealerships often mark up their finance rates to boost their profits. At Prefinance, we cut out the middleman. You find the Model X on AutoTrader, Motors.co.uk, or anywhere else and we provide the funding at a rate that beats the dealer. Rates starting from 7.9% - Representative APR 8.9%.

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Why choose an Tesla Model X?

The used Tesla Model X carves out a unique and compelling niche in the pre-owned luxury SUV market. It stands as a testament to innovation, blending breathtaking performance with unparalleled technology and distinctive design. Perfect for the discerning buyer who desires a spacious, eco-conscious family vehicle without compromising on thrill or cutting-edge features, the Model X is more than just a car; it's a statement.

Performance in a used Model X is nothing short of electrifying, with even older models capable of 0-60 mph times in the low 4-second range for Long Range variants, and even quicker for Performance/Plaid models, thanks to its instant torque and sophisticated all-wheel-drive system. Inside, the Model X is a sanctuary of luxury and technology, boasting a minimalist yet premium cabin, a massive central touchscreen controlling nearly all vehicle functions, and features like the panoramic windshield and Falcon Wing doors that truly set it apart. As a used purchase, it offers exceptional value, providing access to a high-performance, technologically advanced electric SUV at a more accessible price point than new, all while benefiting from Tesla's robust Supercharger network and over-the-air updates. The iconic Falcon Wing doors are a standout, offering dramatic flair and surprisingly practical access to the rear seats, making every arrival an event.

Financing a Model X:

Dreaming of a Tesla Model X? Financing your Model X can be a smart move, especially given its excellent residual values and enduring desirability. This means your Model X is likely to hold its value well over time, which is a significant advantage for PCP (Personal Contract Purchase) finance customers. Lower depreciation can lead to more attractive monthly payments and a greater equity position at the end of your agreement.

We make financing your Model X straightforward and accessible. Our APR rates start from a competitive 7.9%, with a representative APR of 8.9%. We offer flexible terms and can fund models of various ages, ensuring you find a finance solution that fits your budget. Our innovative comparison technology works to find the best lender for your specific Tesla Model X, streamlining the process and securing you a great deal.

Ready to see how affordable a Model X can be? Try a comparison today and take the first step towards driving your dream Tesla.

Tesla Model X finance calculator

Rates from 7.9% APR.
Work out the monthly payments on any Tesla Model X with our free PCP and HP calculator. Why accept a high 12.90% APR from a dealer? Here are the facts based on our user's comparisons: We save on average £18.24 per month on used Tesla finance deals.

Prefinance logoAverage dealer
Representative APR 8.90%11.03%
Monthly payment £338£356
Total payable £16,413£17,319
Monthly saving £18N/A

Statistics based on a sample size of 11 real Tesla finance calculations and comparisons from 12/1/2025 to 2/12/2026. Data last updated on 2/12/2026

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Frequently asked questions

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