Latest news & resources

Car finance tips, guides, and expert advice to help you get the best deal on your next vehicle.

A modern, nearly new car, possibly a sleek SUV or saloon, parked on a British suburban driveway in soft afternoon sun, highlighting its design.
Guides8 min read

Understanding Car Finance Interest Rates in the UK

Demystify car finance interest rates in the UK. Learn what APR means, how your credit score, finance product, and loan term influence rates, and how Prefinance helps you compare options from 7.9% APR (representative APR 8.9%) to find the best deal for your budget.

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A modern, nearly new car parked on a British suburban driveway in soft afternoon sunlight, ready for a finance quote.
Guides11 min read

Getting a Car Finance Quote: Calculate Your Costs

Considering a new car? Getting a finance quote is your essential first step. Understand APR, interest rates, and monthly repayments to make an informed decision. Prefinance helps you compare options from specialist brokers to find the best finance deal.

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A modern silver car parked on a residential street in a British town, with terraced houses in the background under an overcast sky.
Guides4 min read

Auto Trader Finance for Private Sales: Is it Your Best Option?

Considering buying a car privately and wondering about finance options? While Auto Trader connects you with Zuto for private car finance, their representative APR can be significantly higher. Discover how Prefinance offers a different approach with potentially lower rates for your private car purchase.

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A modern electric BMW 4series  parked on a residential street in a British town under an overcast sky.
Guides5 min read

Company Car Tax Guide: Save Money Moving to Electric

Understanding Benefit-in-Kind (BIK) tax is crucial when choosing a company car or opting for a cash allowance. With changing government rules pushing towards zero-emission fleets, this guide helps you navigate the financial decisions, considering list price, CO2 emissions, and depreciation to make the best choice for your budget.

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